U.S. Bank Business Altitude Power credit cards

U.S. BANK BUSINESS ALTITUDE™ POWER CARD

Benefits and Rewards

Important changes coming to your U.S. Bank Business Altitude™ Power card effective April 14, 2025.

Your card will give you even more great benefits, including:

Redeem points for charity and get a 100% match
Redeem points for a monetary charity contribution to a variety of nonprofits, and U.S. Bank will match your contribution at 100%.

Discount on purchased gift cards
Coming in early 2025! Receive discounts of up to 5% on dozens of name brand gift cards. 

Discover all your card rewards and benefits in an enhanced online experience
Explore our enhanced rewards and benefits experience in the U.S. Bank Mobile App and at usbank.com. It’s your one-stop destination to view and redeem rewards, discover discounts from hundreds of merchants, and find out more about how your card benefits can make your experience even more rewarding. 

A new and improved Travel Center is now available
Our new Travel Center, now with Booking.com, makes it easy to redeem your points to book hotels, air travel, car rentals, and attractions. Also, you can purchase travel with your credit card in the Travel Center and earn points, making it a great option for booking all your travel.

The following rewards program updates will take effect April 14, 2025.

Reward redemption and expiration changes
Points will not expire if your account is active.1 To keep your account active, simply make a purchase, maintain a balance or redeem rewards. Points will expire if there is no activity for 12 billing cycles.

Reward redemption changes
You’ll get the most value when you redeem points as a deposit to an eligible U.S. Bank account or as a cash donation to charity, at $0.01 per point—where 10,000 points are equal to $100.

When redeeming points for a statement credit, travel, gift cards, merchandise, Real-Time Rewards and U.S. Bank Rewards Card, the point values and redemption minimums may vary over time, and will be disclosed upon redemption.1

 

Get the most from your card.

Start of disclosure content

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated, and the cards are available to United States residents only. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Start of disclosure content
  1. You will earn 2 Points for every $1 spent in eligible Net Purchases. 

    You will earn 4 additional Points (6 points total) for every $1 in eligible Net Purchases spent on prepaid car and hotel reservations purchased in the Rewards Travel Center using your Business Altitude Power card instead of Points. Please allow 1-2 statement billing cycles for points to be credited to your account. 

    You will earn 0.5 additional point (2.5 points total) on your first $5,000 spent in combined eligible Net Purchases made using a mobile wallet or a Virtual Card. If the transaction is an eligible mobile wallet transaction and an eligible virtual card transaction, additional Points will only be awarded for one of the transaction types (Points will be applied as mobile wallet, not additionally as a virtual card). During any calendar quarter in which you spend more than $5,000 combined in purchases using a mobile wallet or Virtual Card, you will earn 2 Points for each $1 spent, with no maximum. "Mobile wallet" means Apple Pay®, Samsung Pay, Google Wallet, and Garmin Pay™. Unlike Google Wallet, Google Pay may not qualify as a mobile wallet and earn additional points, depending on how the transaction is completed. We cannot control how mobile wallet transactions are designated and reserve the right to determine which Purchases qualify for additional points. “Virtual card” is defined as the method of paying for a transaction by use of an account created within the U.S. Bank Spend Management platform that does not have a physical card associated with it. Please allow 1-2 statement billing cycles for points to be credited to your account. Refer to the Rewards Center for full details.

  2. Mastercard® benefits are for Mastercard cardholders. Visa® benefits are for Visa cardholders. If you have any questions about your benefits, please see the link to the PDF document at the top of this section for full details.

  3. Please see the link to the Guide to Benefits PDF document at the top of this section for full details. Benefit descriptions are intended to provide general information about the coverage made available to you by U.S. Bank. Benefits vary by credit card product.