5X FlexPoints1

on prepaid hotels and car rentals booked directly in the FlexPerks Rewards Center

3X FlexPoints1

on dining, takeout and restaurant delivery

2X FlexPoints1

at airlines, gas stations and EV charging stations; 1X FlexPoint on all other eligible purchases

Additional benefits

Pay over time with a U.S. Bank ExtendPay® Plan.

Divide eligible purchases3 into equal monthly payments with no interest during your chosen repayment period – just a small, fixed monthly fee.3

TSA PreCheck® or Global Entry®

Enjoy an automatic statement credit reimbursement on the application fee for whichever program you apply for first.4

Amex Offers

Amex Offers rewards you at places you like to shop, dine, travel, and more.4

Apply now

Turn takeout into travel.

Where will the FlexPerks Gold American Express Card take you? With 3X FlexPoints on dining, takeout and restaurant delivery, every purchase gets you closer to redeeming FlexPoints on merchandise, gift cards, cash back5 – or your next big adventure.

Apply now

Frequently asked questions

U.S. Bank credit score requirements vary by product. In general, our credit card products are for established credit with a credit score in the good to excellent range.

U.S. Bank ExtendPay® Plans provide a payment option that allows you to divide eligible credit card purchases into affordable monthly payments with no interest – just a fixed monthly fee.

If your credit card account is eligible for an ExtendPay Plan, you’ll receive a notification via email, or you’ll see ExtendPay Plan options when viewing your card account details or eligible transactions online. The only purchases eligible for an ExtendPay Plan are those that were made within 60 days prior to signing up for ExtendPay, are over $100, and are less than your purchase balance when you sign up for ExtendPay.

ExtendPay Plan eligibility may change based on your credit card account activity.

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Disclosures

U.S. Bank may change APRs, fees and other account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

Account must be open and in good standing (not past due or overlimit) on the closing date of the billing cycle to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement or Rewards Program Rules in the online Rewards Center by logging into usbank.com for additional information.

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  1. no longer in use

  2. By clicking Apply, you authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. See our Privacy Policy for how we treat your data.

  3. From time to time we may offer to you the benefit of our U.S. Bank ExtendPay® Plans, which allow you to pay off balances in fixed monthly payments over time and still avoid paying interest charges on new Purchases. You may designate up to 50% of your credit card line ($100 minimum) in eligible credit card purchases and pay in monthly installments with just a small fixed monthly fee. Only Purchase balances are eligible for  ExtendPay Plans. Transactions identified as Advances or Balance Transfers (as defined in your Cardmember Agreement), and any interest or fees, including Annual Fee, do not apply. The only Purchases that will appear as "Eligible Purchases" in the enrollment process are Purchases that were made within 60 days prior to signing up for an ExtendPay Plan, are over $100, and are less than your Purchase balance when you sign up for an ExtendPay Plan. Any unpaid balance remaining on an ExtendPay Plan after the chosen pay-back period will be subject to the APR and minimum payment calculation for purchases outlined in the Cardmember Agreement.

  4. no longer in use

  5. no longer in use

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The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of your credit card is U.S. Bank National Association, pursuant to a license from American Express. American Express is a federally registered service mark of American Express.