Mobile check deposit is a feature within the U.S. Bank Mobile App that lets you deposit checks into your U.S. Bank checking or savings account digitally. And there's no fee. All you need is a mobile device with a camera. 

Please note, mobile check deposit is only available on the U.S. Bank Mobile App. This service is not available on our full website usbank.com.

To deposit a check using the U.S. Bank Mobile App

1. Select Transfer & pay, then choose Deposit a check. 
2. Select the account you'd like to deposit funds into, then enter the check amount. 
   Note: For U.S. Treasury checks, use the toggle bar to avoid impacting your daily and weekly deposit limits. 
3. Sign the check.
   • Turn the check over and clearly sign your name in the endorsement space.
   • Use black or blue ink for better visibility.
4. Take a picture of the front and back of the check.
   For best results, follow these tips:
   • Take the picture directly above the check while holding the camera still. 
   • Place your check on a dark background.
   • Have strong enough lighting to see all details.
   • Make sure all four corners show and the check is flat without folds or creases.
   • Ensure the picture is in focus. If it's blurry, try taking the picture again.
5. Optional: Add a note in the Personal note field.
   • Avoid adding sensitive information such as PINs, account numbers, or passwords.
   • These notes are specific to your profile and can be referenced later. This information is not added to our system of record; therefore, only you can read them.
6. Review the details of your mobile deposit and select Deposit.
   Note: We recommend retaining all checks for at least seven business days after the deposit is made.  

Checks eligible for mobile check deposit include, but aren't limited to:

• Consumer, business and corporate checks.
• Payable Through drafts.
• Money orders.
• Cashier's checks.

These checks are not eligible for mobile check deposit:

• Items drawn on foreign banks or in foreign currency.
• Paper drafts with MICR printing, such as convenience checks drawn off credit products such as home equity lines of credit and credit cards.
• U.S. Savings bonds.
• Third-party and substitute checks.

To learn more, visit our Mobile check deposit page.