We know setting your own daily purchase limit to meet your needs is important. We make it easy to increase or decrease your limits in your digital banking.

Before changing your limit, please be aware of the following:

• Card limits are automatically determined for the first year any account is open.
• If you share a checking account and you weren’t issued a card, but the other person was, you may not be able to change the debit card limits.
• Updates to your limits may not be immediately available. If they haven’t changed, try logging out, then logging back in to refresh your account.

To change your debit card limits using online banking

1. Choose any checking or savings account from your dashboard, then select Account.
2. Choose Details & controls in the Card info tile to the right.
3. Scroll to the Controls section and select Transaction limits.
4. Scroll to the Debit/ATM card limits section and select Manage debit card limits. 
5. Choose the Pencil icon to make changes.
6. Enter the new amount you'd like, then choose Continue.
7. Review your changes and select Submit.

To change your debit card limits in the U.S. Bank Mobile App

1. Open the main menu and choose Help & services.
2. Choose Know your transactions limits from the list. If you don’t see it, choose Show all in the upper right corner of the screen.
3. Scroll to the debit card you want to change the limits on and select Manage debit card limits.
4. Choose the Pencil icon to make changes.
5. Enter the new amount you'd like, then choose Continue.
6. Review your changes and select Submit.