We make it easy to send an ACH payment to your employees, contractors and vendors. You must first be enrolled to send ACH payments from your business account. See also: How do I enroll for small business ACH payments?

To send an ACH payment using digital banking

1. Select Transfers & pay and then choose Wires & ACH.
2. Choose Send ACH payment. 
3. Enter the recipient’s information or select a saved recipient from the dropdown, then select Continue.
   • We’ll need the recipient’s name and their account and routing numbers. Tell us if the provided account is a checking or savings account and if the payment is going to an individual or business account.
   • A saved recipient can only be selected if they were added to your list of recipients prior to sending a payment.  
     • To save a recipient, see also: How do I manage my business ACH payment recipient list?
4. Provide your payment details, then select Continue.
   • Choose the account you're sending money from and change the date (if you don't want it sent the same day).
   • Optional: Add a memo of your choice.
5. Enter how much you're sending and select Continue.
   • Choose Change recipient info to make changes before proceeding further.
   • To find out how much you can transfer, select How much can I send? below the total amount.
6. Review the information, then select Submit.
   • If your business has multiple owners, we'll send an approval email at this time.
   • If any information is incorrect, select Edit next to the section that needs a change.
   • Read the “ACH payment authorization disclosure” and note the processing fee. If you agree, select the check box next to "I agree to the ACH payment authorization".