Spend & Save is a great way to work towards a financial goal by saving money a little at a time. Spend & Save automatically transfers a set amount from your checking to your savings each time a purchase is made with your debit or credit card. You can transfer as little as 25 cents or as much as $5 with each purchase. 

To make changes to an existing transfer, see also: How do I manage my Spend & Save transfer?

To set up Spend & Save using online banking

1. Select Plan & track and then Summary.
2. From the Automatic transfer section choose Add a new savings transfer. 
3. Choose Spend & Save and select Start saving to complete the Spend & Save form.
   1. Choose the debit or credit card you'll be using.
   2. Select the account the funds will come from.
   3. Then choose the account you want them deposited into.
   4. Enter the amount of each transfer.
4. Select Continue to finish setting up your Spend & save. 
5. Repeat the process to set up another card. 

To set up Spend & Save using the U.S. Bank Mobile App

1. Select Plan & track and then scroll and choose Explore savings tools.
2. Choose Add Spend & Save and complete the Spend & Save form.
   1. Choose the debit or credit card you'll be using.
   2. Select the account the funds will come from.
   3. Then choose the account you want them deposited into.
   4. Enter the amount of each transfer.
3. Select Continue to finish setting up your Spend & save. 
4. Repeat the process to set up another card.