Enhanced Payments (SPEECH) [UPBEAT MUSIC] (DESCRIPTION) Text: Member FDIC. Copyright 2026 U.S. Bank. Title Text: Introducing Enhanced Payments. On the U.S. Bank website, a greeting reads, "Welcome back, Sheila." Tiles show her account balances and cash flow in the last 30 days. A mouse pointer clicks the Transfer and Pay tab and then chooses the Wires and A C H item from a dropdown menu. Text: Move Money Quickly and More Affordably. Her webpage shows options for wire transfers, A C H payments, and instant payments. Text: Every Way you pay. We zoom in on the Instant payments section of the page. The mouse pointer clicks on the Send payment button. Text: for Less. A fee button displays $27 then lowers to $16. We see the A C H payments section. The pointer clicks the three dots next to the Send payment button then clicks on the Pay with a template option in the dropdown menu. A new screen shows tiles for Payroll, Rent, Vendors, Operations, Logistics, and Warehouse. The pointer clicks the Payroll tile. Text: Set Up recurring payments. A smartphone appears on screen. Text: Access from Anywhere and get dedicated support every step of the way. Save on payments to boost your business. Subscribe now from your online banking dashboard. Logo: U.S. Bank. Text: U S bank dot com, forward slash enhanced payments. Note: Additional terms, conditions and fees may apply. Member FDIC. Copyright 2026 U.S. Bank.