Guide to end-of-lease options
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Logo: U.S. Bank. Text: Guide to end-of-lease options

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SPEAKER: Your U.S. Bank auto lease is about six months from maturity. Now is the time to start thinking about what you want to do at the end of your auto lease.

You can choose to purchase, return, or trade in the vehicle.

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Text: Love the car you're driving? Exercise your option to purchase the vehicle

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By purchasing your car, you can avoid end-of-lease charges. And you don't have to worry about being charged for any damage to the vehicle. Even better, U.S. Bank may be able to help with financing.

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Note: Credit products are offered by U.S. Bank National Association and subject to normal credit approval. Deposit products are offered by U.S. Bank National Association. Member FDIC.

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If you decide to return your car to your originating dealership or another authorized dealer location, please call to notify us of your plans.

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Note: Calls are recorded and/or monitored on a random periodic basis for the sole purpose of measuring quality of our lease consultant's performance.

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Completing a free pre-return inspection allows you to make repairs. It may also help you avoid end-of-lease charges for excess wear and tear, and can ensure a successful return of the vehicle.

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Text: Inspection. Get an early start! Call us to schedule your free pre-return inspection. Keep receipts for any repairs made. Contact us to let us know repairs have been completed.

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Any original accessories, like keys, keyless entry remotes, and owner's manuals should be present for the inspection.

Normal wear and tear can include a few small door dents, chips, or scratches.

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Text: Dents and/or dings that are 2" or less in diameter. Two chips less than or equal to 1/4" in diameter, not in the driver's line of sight. Scratches that do not break the paint that can be buffed out during vehicle reconditioning, or scratches 4 inches or less in length (maximum of three per panel).

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Excess wear may include dents, cracks in glass, torn upholstery, overly worn tire treads, and damaged or missing bumpers.

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Text: Dented, scratched, chipped or rusted areas on the body. Cracks in glass. Torn upholstery. Tire tread depth less than 1/8 inch. Mismatched tires. Damaged or missing bumpers.

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The third option is to trade in your car. If you want to explore this, have the dealer contact us for your trade option quote.

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Text: You may avoid excess charges for wear and tear and mileage.

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You don't need to decide right now. But keep an eye out for additional communication throughout your end-of-lease process. And thank you for leasing with U.S. Bank.

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Text: Need to schedule your inspection? Have additional questions? We are here to help.

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Have questions about lease maturity? Call us at 866-250-3147. For trade-in information, have the dealer call us at 866-250-3148.

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Note: Calls are recorded and/or monitored on a random, periodic basis for the sole purpose of measuring quality of our lease consultant's performance.

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Logo: U.S. Bank

Text: Member F D I C, Copyright 2025, U.S. Bank