U.S. Bank asks: What do you know about credit?

Real students are interviewed about their knowledge of credit while learning quick tips on what credit is and how it works.

 

This installment of our student series is all about credit. Credit history? Credit checks? Credit scores? It can be confusing. Learn what you should consider keeping in mind when thinking about credit. 

 

Learn more about what qualifies as a good credit score and the importance of maintaining good credit. Or continue with our student series, U.S. Bank asks: Do you know what overdraft is?

Related content

How liquid asset secured financing helps with cash flow

Hybridization driving demand

What type of loan is right for your business?

Programme debt Q&A: U.S. issuers entering the European market

Luxembourg's thriving private debt market

Integrating regulated and unregulated debt investment vehicles

How to maximise your infrastructure finance project

Maximizing your infrastructure finance project with a full suite trustee and agent

Top 3 considerations when selecting an IPA partner

Private equity and the full-service administrator

Changes in credit reporting and what it means for homebuyers

Evaluating interest rate risk creating risk management strategy

Changes in credit reporting and what it means for homebuyers

Streamline operations with all-in-one small business financial support

How to establish your business credit score

Costs to consider when starting a business

3 signs it’s time for your business to switch banks

Common small business banking questions, answered

Using merchant technology manage limited staffing

What kind of credit card does my small business need?

Do I need a credit card for my small business?

Leverage credit wisely to plug business cash flow gaps

How to establish your business credit score

Should rising interest rates change your financial priorities?

5 financial goals for the new year

How to track expenses

Key components of a financial plan

How to manage your money: 6 steps to take

Good money habits: 6 common money mistakes to avoid

Good debt vs. bad debt: Know the difference

Avoid these 6 common mistakes investors make

How to manage your finances when you're self-employed

Transitioning from the military to the civilian workforce

How to Adult: 5 ways to track your spending

Webinar: Uncover the cost: Starting a family

11 essential things to do before baby comes

Preparing for adoption and IVF

Family planning for the LGBTQ+ community

Tips to earn that A+ in back-to-school savings

College budgeting: When to save and splurge

How to save money in college: easy ways to spend less

Webinar: Uncover the cost: College diploma

How to gain financial independence from your parents

Practical money skills and financial tips for college students

How to build credit as a student

3 tips for saving money when moving to a new home

Tips for handling rising costs from an Operation HOPE Financial Wellbeing coach

3 ways to keep costs down at the grocery store (and make meal planning fun)

Should you buy now, pay later?

5 tips for creating (and sticking to) a holiday budget

Financial checklist: Preparing for military deployment

5 things to consider when deciding to take an unplanned trip

6 pandemic money habits to keep for the long term

Webinar: Smart habits and behaviors to achieve financial wellness

How I kicked my online shopping habit and got my spending under control

Working with an accountability partner can help you reach your goals

Growing your savings by going on a ‘money hunt’

How I did it: Learned to budget as a single mom

Your 4-step guide to financial planning

How to decide when to shop local and when to shop online

The mobile app to download before summer vacation

A who’s who at your local bank

How to stay financially focused in the face of economic uncertainty

Webinar: Common budget mistakes (and how to avoid them)

5 myths about emergency funds

Webinar: Uncover the cost: Wedding

Adulting 101: How to make a budget plan

Tips to overcome three common savings hurdles

What military service taught me about money management

Allowance basics for parents and kids

What’s your financial IQ? Game-night edition

Helpful tips for safe and smart charitable giving

Webinar: Mindset Matters: How to practice mindful spending

How having savings gives you peace of mind

How to save money while helping the environment

How can I help my student manage money?

How to best handle unexpected expenses

Steer clear of overdrafts to your checking account

You can take these 18 budgeting tips straight to the bank

How to manage money in the military: A veteran weighs in

Things to know about the Servicemembers Civil Relief Act

Save time and money with automatic bill pay

Common unexpected expenses and three ways to pay for them

Multiple accounts can make it easier to follow a monthly budget

Personal finance for teens can empower your child

Stay on budget — and on the go — with a mobile banking app

It's possible: 7 tips for breaking the spending cycle

U.S. Bank asks: Transitioning out of college life? What’s next?

U.S. Bank asks: Do you know what an overdraft is?

Do you and your fiancé have compatible financial goals?

U.S. Bank asks: Do you know your finances?

How to save for a wedding

7 steps: How couples and single parents can prepare for child care costs

Don’t underestimate the importance of balancing your checking account

9 simple ways to save

Tips for working in the gig economy

Here’s how to create a budget for yourself

Tips to raise financially healthy kids at every age

Dear Money Mentor: How do I set and track financial goals?

Lost job finance tips: What to do when you lose your job

Money management guide to financial independence

30-day adulting challenge: Financial wellness tasks to complete in a month

7 financial questions to consider when changing jobs

5 tips to use your credit card wisely and steer clear of debt

Overdrafts happen: Steps to get you back on track

What’s in your emergency fund?

Certificates of deposit: How they work to grow your money

What I learned from my mom about money

Practical money tips we've learned from our dads

What financial advice would you give your younger self?

How to increase your savings

Financial gifts can be a valuable – and fun – choice for the holidays

Consolidating debts: Pros and cons to keep in mind

Be careful when taking out student loans

What’s a subordination agreement, and why does it matter?

Which debt management technique is right for you?

Understanding the true cost of borrowing: What is amortization, and why does it matter?

How to use debt to build wealth

5 tips to use your credit card wisely and steer clear of debt

How to talk to your lender about debt

5 steps to selecting your first credit card

Everything you need to know about consolidating debts

Dear Money Mentor: How do I begin paying off credit card debt?

Your quick guide to loans and obtaining credit

How to use credit cards wisely for a vacation budget

7 steps to keep your personal and business finances separate

Dear Money Mentor: What is cash-out refinancing and is it right for you?

How to use your unexpected windfall to reach financial goals

Know your debt-to-income ratio

Spring cleaning checklist for your home: 5 budget-boosting tasks

Military homeownership: Your guide to resources, financing and more

Beyond the mortgage: Other costs for homeowners

Are professional movers worth the cost?

Money Moments: How to finance a home addition

Webinar: Mortgage basics: How much house can you afford?

Should you get a home equity loan or a home equity line of credit?

Webinar: Mortgage basics: How does your credit score impact the homebuying experience?

These small home improvement projects offer big returns on investment

10 uses for a home equity loan

How to use your home equity to finance home improvements

Is a home equity line of credit (HELOC) right for you?

4 questions to ask before you buy an investment property

Can you take advantage of the dead equity in your home?

5 unique ways to take your credit card benefits further

Webinar: Uncover the cost: Home renovation

6 essential credit report terms to know

How to spot a credit repair scam

Improving your credit score: Truth and myths revealed

U.S. Bank asks: What do you know about credit?

Myth vs. truth: What affects your credit score?

Should you give your child a college credit card?

Credit score help: Repairing a bad credit score

What is a good credit score?

How to build and maintain a solid credit history and score

What types of credit scores qualify for a mortgage?

Decoding credit: Understanding the 5 C’s

Credit: Do you understand it?

How I did it: Deciding whether to buy an RV

How to improve your credit score

Start of disclosure content

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.