Please fix the following items to continue:

  • Enter your original mortgage amount
  • Enter your original interest rate.
  • Enter the year your mortgage began.
  • Enter your remaining mortgage balance.
  • Enter your mortgage payment.
  • Enter your estimated property value.
  • Enter your state.
  • Enter your county.
  • Enter your amount to borrow.
  • Closing Costs
  • enter Property Tax Yearly
  • enter Homeowners Insurance
The following fields are required.

Current mortgage

Enter your original mortgage amount

Enter your original interest rate.

Enter the year your mortgage began.

It must be within the last 30 years, but not this year.

Enter your remaining mortgage balance.

amount must be mortgage less then original mortagage payment

Monthly Mortgage Payment

Enter your mortgage payment.

Enter your estimated property value.

It must be more than your remaining mortgage balance.

New Loan Section

To be eligible for a home equity loan in your state your amount to borrow must be $25,,000 or less.

Enter your amount to borrow.

To be eligible for a home equity loan in your state your amount to borrow must be $750,000 or less.

You can take out up to
The numbers in these fields are estimates that you may update for more specific results.

Closing Costs

Closing Costs When Zero

Taxes & insurance

enter Property Tax Yearly

enter Homeowners Insurance

Compare your monthly payment options.

Monthly payments

Interest

APR1

2

3

Ready to take the next step?
Start of disclosure content

Disclosures

  1. Home Equity Loan: In order to receive the lowest rate advertised, a set-up of automatic payments from a U.S. Bank personal checking or savings account is required but neither are required for loan approval. Customers in certain states are eligible to receive the preferred rate without having automatic payments from a U.S. Bank personal checking or savings account. Home equity loans not available for properties held in a trust in the states of Hawaii, Louisiana, New York, Oklahoma and Rhode Island. Loans are subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Property insurance is required. Other restrictions may apply.

  2. Home Equity Line of Credit – Fixed Rate Option: A maximum of three active Fixed Rate Options are permitted on a Home Equity Line of Credit. Property insurance is required. Other restrictions may apply.

  3. International Monetary Fund, GDP Per Capita, current prices, in U.S. Dollars, 2025.