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Switch your personal bank accounts in three simple steps.

Step 1

Open your account.

  • Apply online in under five minutes or apply at a branch.
  • Get your government-issued ID and Social Security number ready.
  • Fund your account — most accounts can be opened with a minimum of $25.

Step 2

Transfer recurring deposits & payments.

  • Add money to your new account with an online transfer or at a branch.
  • Update automatic payments and subscriptions.
  • Set up or move direct deposits.

Step 3

Close your old bank account.

  • Make sure to confirm your account closure.
  • Keep records from your old account.
  • Get the U.S. Bank Mobile App if you haven’t already.

Understand your options before switching bank accounts.

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Checking accounts

Compare personal checking accounts to find the one that’s right for you.

Explore checking accounts

Savings accounts

Compare personal savings accounts to grow your money.

Explore savings accounts

Get Smart Rewards, too.

Free to join, easy to use. Enroll after you open a Bank Smartly® Checking account to earn rewards just for banking with us.

Keep your money safe, easily manage your account and access automated tools to help plan for your future.

Apply now Learn about Smart Rewards

Simple tips to manage your money

Learn how new U.S. Bank clients can switch their payroll direct deposit in minutes.

Learn more

Checking and savings smarts: Make your accounts work harder for you.

Learn more

3 financial tools to help automate your finances

Learn more

Frequently asked questions

There are many benefits, including our award-winning mobile app. The U.S. Bank Mobile App has provided 2 billion personalized insights to customers about spending trends, saving opportunities and more.

Our Digital Security Guarantee sets us apart, too. U.S. Bank customers are protected from unauthorized online transactions if they notify us right away. We also offer automatic alerts, payment fraud protection and FDIC insurance.

Our customers also appreciate the convenience and access of our more than 2,000 branches in 26 states. Check our ATM and branch locations.

We offer the U.S. Bank Mobile App, online banking, Smart Rewards®, as well as added benefits and rewards for members of the military (veterans and active duty), students, seniors and more.

Yes. You can connect a variety of different accounts. Learn how to link your bank accounts.

We sure do. The U.S. Bank Mobile App is a convenient way to manage your money all in one place.

Download the mobile app

Yes. We offer accessible tools and services designed to help everyone bank better.

Explore accessible banking resources

Yes. Open any U.S. Bank checking account, request a card and then choose design. Learn more about the benefits of a U.S. Bank Visa debit card.

Learn more about account services, features and benefits on our Customer services page.

Visit Customer services page
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Disclosures

The U.S. Bank Visa® Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

By clicking Apply, you authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to us or our service provider for the duration of your business relationship, solely to help us identify you or your wireless device and to prevent fraud. See our Privacy Policy for how we treat your data.