U.S. Bank Smartly Visa Signature card art

U.S. Bank Smartly Visa Signature card art

Join the waitlist!

U.S. BANK SMARTLY™ VISA SIGNATURE® CARD

Coming Soon: Earn up to 4% cash back on every purchase*

The U.S. Bank Smartly™ Visa Signature® Card will be available soon. Be amongst the first to apply!

*Unlimited 2% cash back on every purchase is just the beginning.

Maximum cash back value applies to Points redeemed for a deposit into an eligible U.S. Bank Account.

Maximum cash back value applies to Points redeemed for a deposit into an eligible U.S. Bank Account.

Don't have a U.S. Bank Smartly® Savings?
You'll still earn unlimited 2% cash back on every purchase with the Smartly Visa Signature Card!

Get Smartly! Join the waitlist.

Make sure you're notified of any pre-launch news and reminded of when the Smartly Visa Signature Card will be available. Sign up for exclusive updates.

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We will use your email address to communicate about U.S. Bank Smartly® Savings account and Smartly Credit Card offers. If you have previously opted in to receiving U.S. Bank marketing emails, you will continue to receive those.

 
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Disclosures

Net Purchases are Purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, see your Cardmember Agreement for details. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify.

Account must be open and in good standing (not past due) on the closing date of the billing cycle to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement or Rewards Program Rules in the online Rewards Center by logging into usbank.com for additional information.

  1. U.S. Bank will credit your U.S. Bank Smartly™ Visa Signature® Card with 2 “Points” for every $1 in eligible Net Purchases. You may earn additional Points for a Smartly Earning Bonus if you (i.e., either Cardmember if there is more than one): Have or open a U.S. Bank Smartly® Savings account with a minimum opening deposit of $25 and have qualifying combined balances (“Combined Balances”) with U.S. Bank in checking account(s), money market savings account(s), savings account(s), CDs and/or IRAs, U.S. Bancorp Investments and personal trust account(s).  If the U.S. Bank Smartly® Savings has a $0 balance for 4 or more consecutive months, it is subject to closure. If the U.S. Bank Smartly® Savings account is closed at any time, you will not be eligible for the monthly Smartly Earning Bonus. Note: Balances in business accounts, commercial accounts, and the Trustee only client relationship do not qualify. The Combined Balances are based on the average daily balance of the previous 3 months (calculated monthly) (or, for account(s) open less than 3 months, the average daily balance of the applicable time frame). The applicable Smartly Earning Bonus will be determined by reviewing the Combined Balances in the qualifying accounts of each Cardmember (if there is more than one) and using the total Combined Balances of the individual whose accounts have the highest total. If a U.S. Bank Smartly Card account has an Authorized User(s), the U.S. Bank balances of the Authorized User(s) will not be reviewed and will not qualify for determining the Smartly Earning Bonus. The Smartly Earning Bonuses are as follows: U.S. Bank Smartly® Savings account customers who also have Combined Balances between $5,000 - $49,999 will earn a total of 2.5% (2% base + 0.5% Smartly Earning Bonus). U.S. Bank Smartly® Savings account customers who also have Combined Balances between $50,000 - $99,999 will earn a total of 3% (2% base + 1% Smartly Earning Bonus).  U.S. Bank Smartly® Savings account customers who also have Combined Balances of $100,000 or more will earn a total of 4% (2% base + 2% Smartly Earning Bonus). Please allow up to 60 days after a Purchase for Points to post to your Points balance. The Smartly Rewards bonus Points will appear on your statement as "Smartly Earning Bonus". Points will expire if there is no reward, purchase, or balance activity on your account for 12 consecutive statement cycles.

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The creditor and issuer of this card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc., and the card is available to United States residents only.