PRACTICE FINANCING

Elevate your practice to
new heights with our
financing solutions.

Whether you want to buy a practice, improve your existing one or start from scratch, U.S. Bank practice finance options and our healthcare industry experts are here to support you.

  • Competitive and flexible terms

  • Up to 100% financing

  • Prepayment options available

Connect with practice finance

Secure the funding you need to reach your practice goals and provide best-in-class patient care.

Achieve your ambitions with U.S. Bank’s practice finance solutions for doctors, dentists, veterinarians and other healthcare providers.

Become a practice owner.

Use capital funds to buy an existing practice or start your own and enjoy flexible interest-only payments to start.

Refinance existing practice loans.

Improve cash flow when you explore options to refinance or consolidate your debt.

Build or expand your practice.

Add a new location, remodel or build your practice from the ground up with a commercial real estate loan, offering terms of up to 25 years.

Enhance your practice.

Buy or lease specialty equipment and technology to expand your offerings. On an organizational level, cover operating costs, payroll and more.

Let U.S. Bank take care of you beyond practice financing.

U.S. Bank has worked with healthcare businesses for over 100 years, so our experts understand the nuances of the industry and confidently guide clients to ensure their financial operations run smoothly.

Services include:

  • Banking services for business and personal needs
  • Payment solutions for secure and convenient money movement
  • Wealth management strategies for business and personal finance
Explore healthcare industry

Frequently asked questions

We offer support to new and growing practices across a range of specialties including dentistry, dermatology, internal medicine, neurology, OB/GYN, oncology, optometry, orthopedics, pediatrics, plastic surgery, veterinary and more.

Connect with a practice finance specialist to find the best option for your needs and discuss pre-qualification.

Most practice finance loans are a conventional financing option, whereas SBA (Small Business Administration) loans are partially guaranteed by the government, and therefore have different terms and conditions.

SBA loans can be a great solution when traditional financing options have been exhausted, or when used in tandem with conventional loan options to accomplish financing needs.

U.S. Bank practice finance is specific to the healthcare industry, but we offer financing for law firms and legal practices through SBA loans, general business loans and lines of credit.

Explore related products & offerings.

Learn more
business loans

SBA loans

U.S. Bank is an SBA Preferred Lender. SBA loans have benefits like smaller down payments and fixed & variable rate options. Contact a banker.

Learn more

Diverse-owned business funding

Our Diversity lending program is for minority-owned business owners to choose from traditional lines of credit, term loans, and business funding solutions.

Learn more
business loans

Equipment financing

Learn about U.S. Bank business equipment financing options and get the funding needed to purchase essential equipment for your business.

Learn more
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Disclosures

Financing maximums and terms are determined by borrower qualifications and use of funds.

SBA loan funding is subject to credit approval, program, and eligibility guidelines. Financing maximums and terms are determined by borrower qualifications and use of funds. U.S. Bank, SBA, and/or third-party SBA fees may apply and vary based on the type and term of the loan. Some restrictions apply to refinancing options.

Credit products offered by U.S. Bank National Association and are subject to normal credit approval and program guidelines. Some restrictions and fees may apply.

Financing under the Business Diversity Lending Program is subject to credit approval. Terms and conditions are subject to change.

Business Diversity Lending Program: To be eligible for the BDLP, your business must be at least 51% owned and operated by one or more individuals who are women, people of color and/or veterans. Demographic information regarding gender, race and veteran status is required only to determine eligibility for this program. U.S. Bank does not discriminate on this or any other prohibited basis.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U.S. Bank NA, and may have different privacy and security policies than U.S. Bank. For additional details, refer to the information found on the U.S. Bank Payment Solutions Privacy & Terms of Service page.