U.S. BANK BUSINESS LEVERAGE VISA® CARD

Benefits and Rewards

Important changes coming to your U.S. Bank Business Leverage® Visa Signature® Card effective April 14, 2025.

Your card will give you even more great benefits, including:

Redeem points for charity and get a 100% match
Redeem points for a monetary charity contribution to a variety of nonprofits, and U.S. Bank will match your contribution at 100%.

Discount on purchased gift cards
Coming in early 2025! Receive discounts of up to 5% on dozens of name brand gift cards.

Discover all your card rewards and benefits in an enhanced online experience
Explore our enhanced rewards and benefits experience in the U.S. Bank Mobile App and at usbank.com. It’s your one-stop destination to view and redeem rewards, discover discounts from hundreds of merchants, and find out more about how your card benefits can make your experience even more rewarding.

A new and improved Travel Center is now available
Our new Travel Center, now with Booking.com, makes it easy to redeem your points to book hotels, air travel, car rentals, and attractions. Also, you can purchase travel with your credit card in the Travel Center and earn points, making it a great option for booking all your travel.

The following rewards program updates will take effect April 14, 2025.

Updated rewards earning
Earn 2X points in the top two categories where you spend the most each month automatically.1 You will continue to earn 5X points on prepaid hotel and car rentals booked directly through the Rewards Center2 and 1X point per $1 you spend on all other purchases.1

Reward redemption changes
You’ll get the most value when you redeem points as a deposit to an eligible U.S. Bank account or as a cash donation to charity, at $0.01 per point—where 10,000 points are equal to $100. When redeeming points for a statement credit, travel, gift cards, merchandise, Real-Time Rewards and U.S. Bank Rewards Card, the point values and redemption minimums may vary over time, and will be disclosed upon redemption.3

Get the most from your card.

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The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or Mastercard International Incorporated, and the cards are available to United States residents only. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

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  1. You will earn 1 Point for every $1 spent in eligible Net Purchases. You will earn 1 additional Point (2 points total) for every $1 spent in eligible Net Purchases in the top two categories of spend each month excluding gas station, electric vehicle charging station and grocery purchases made at wholesale clubs and discount stores/supercenters such as Target and Walmart.

  2. You will earn 5 Points (1 base and 4 bonus points) for every $1 spent in eligible Net Purchases on prepaid car and hotel reservations purchased in the Rewards Travel Center using your U.S. Bank Business Leverage Visa Signature Card instead of Points. Prepaid car and hotel reservations in the Rewards Center are not classified as a travel category merchant transaction and are not eligible to receive the additional Points for that category. Please allow 1-2 statement billing cycles for Points to appear on your credit card statement.

  3. Maximum Point value applies to Points redeemed for a deposit into an eligible U.S. Bank Account. The redemption value may be different if you choose to redeem your Points for other rewards such as travel, merchandise, gift cards, and/or statement credit. Other restrictions apply. Establishment or ownership of a U.S. Bank Account or other relationship with U.S. Bank is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program. Minimum redemption amounts may vary and are subject to change without notice.

  4. Please see the link to the Guide to Benefits PDF document at the top of this section for full details. Benefit descriptions are intended to provide general information about the coverage made available to you by U.S. Bank. Benefits vary by credit card product.