fdic

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

For ZIP  

Today's Savings Rates

The Annual Percentage Yield (APY), which is the effective annual rate of return including the effect of compounding interest, and the interest rates listed below are effective as of date for zipcode (Edit)

Enter your ZIP code

Daily balance*

APY

Interest rate

$ to $

  • Daily balance*

  • $ to $

  • APY

  • Interest rate

When focus is on left or right button each card design will be described in order from left to right in the carousel. 17 debit card designs.
"Card 1. San Diego State University Visa debit card design." San Diego State University
"Card 2. Diving sea turtle Visa debit card design." Diving Turtle
"Card 3. American flag Visa debit card design." American Flag
"Card 4. Denver Broncos Visa debit card design." Denver Broncos
"Card 5. University of Wisconsin Stevens Point Visa debit card design." University of Wisconsin-Stevens Point
"Card 6. Minnesota Vikings Visa debit card design." Minnesota Vikings
"Card 7. Austin Peay State University Visa debit card design." Austin Peay State University
"Card 8 University of Central Misosouri Visa debit card design." University of Central Missouri

Frequently asked questions

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Use the U.S. Bank Mobile App  to track your spending categories and set up alerts to help you stay on track.

Get market insights tailored  to your needs so you can make informed decisions about spending and investing.

Learn more

Use our goal planner  to help you estimate how much you’ll need for your next passion project, special trip, down payment on a home, or new addition to the family.

Learn more

Yes. U.S. Bank offers its consumer checking customers an Overdraft Fee Forgiven3 program that allows Overdraft Paid Fees to be waived with qualifying deposits.

Learn more

Get answers to other frequently asked questions and learn about account services, features and benefits on our Checking customer resources page.

Visit the checking customer resources page
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Disclosures

*Annual Percentage Yield (APY) is offered at the bank’s discretion and subject to change without prior notice. Must maintain the minimum balance needed for each tier in order to earn the disclosed APY. The daily balance method is used to calculate interest on all deposit accounts. This method applies a daily periodic rate to the principal in the account each day. Interest on your check deposit begins to accrue on the business day we receive credit for the deposit on all accounts. Interest will be compounded daily and credited to your account monthly. If you close your account before interest is credited you will not receive the accrued interest. Account subject to the terms and conditions and fees associated with maintaining the account. Fees could reduce earnings on the account. FDIC insured to the maximum allowed by law.

Deposit products are offered by U.S. Bank National Association. Member FDIC..