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Elite Money Market Savings Account pricing and features

$0 or $10 monthly maintenance fee

Waive your monthly maintenance fee with a $10,000 minimum daily ledger balance.1

Minimum opening deposit

You’ll need a $100 minimum opening deposit.

For more information on features and pricing, check out:

 

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Elite Money Market Savings Account benefits

No ATM transaction fees at U.S. Bank ATMs

As a U.S. Bank customer, you have access to one of the largest ATM networks in America.

Overdraft protection option

Your savings account can be linked to a U.S. Bank checking account to provide automatic coverage of negative checking balances.

Custom account alerts

You can set up email or text message reminders about transfers, low balances and other important activity on your account.2

Mobile and online banking

Secure access to your account makes it easy to stay in control of your finances, wherever you’re online.

Check-writing privileges

Enjoy the convenience of check-writing access.

E-statements

Statements for savings accounts are archived automatically online for fast access anytime – and best of all, they're free.

 

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Disclosures

* You must maintain the minimum balance needed for each tier in order to earn the Annual Percentage Yield (APY) disclosed. All rates and APYs are subject to change after the account is opened. Fees could reduce earnings on the account. Interest rates currently offered on applicable deposit accounts are determined at the bank's discretion and may change daily. We use the daily balance method to calculate interest on all deposit accounts. This method applies a daily periodic rate to the principal in the account each day. Interest on your check deposit begins to accrue on the business day we receive credit for your applicable deposit accounts. Interest will be compounded daily and credited to your account monthly for all savings accounts, except Standard Savings, which is paid quarterly. If you close your account before interest is credited you will not receive the accrued interest.

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  1. The daily balance is the balance at the end of each business day, equal to the beginning balance for that day plus the current business day credits, minus the current business day debits. Business days are Monday through Friday; federal holidays are not included.

  2. Text messaging fees – For text alerts, standard messaging charges apply through your mobile carrier and message frequency depends on account settings. Check with your carrier for specific fees and charges. Please be advised that the alerts may not be sent immediately.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.