You can change the PIN for your personal credit card anytime in your digital banking. You'll need a registered cellular device (mobile number) on file. However, you don't need to know your previous PIN to change it. See also: What is a one-time passcode?
How to change your credit card PIN using online banking
- Select your credit card, then choose Card controls.
- Select Reset PIN within the "Controls" section.
- Complete the one-time passcode verification.
- Enter your new PIN, confirm it, then select Save PIN.
How to change your PIN using the U.S. Bank Mobile App
- Select your credit card, then choose the Manage tab.
- Scroll to the "Controls" section and select Reset PIN.
- Complete the one-time passcode verification.
- Enter your new PIN, confirm it, then select Save PIN.
More information
There are a few other options available to reset your credit card PIN if you don’t have a mobile number on file.
- Speak with a representative: Call us at the phone number on the back of your card or at 800-285-8585. A banker can request a PIN mailer to be sent to you. A PIN mailer is a system generated number. Bankers can't set a specific PIN for you.
- Automated phone system: Call 800-285-8585 and listen to the menu options to change your PIN. You'll need to have a pre-selected PIN or your previous PIN to change it.
- Branch/ATM: Visit us at any U.S. Bank branch or ATM. At the terminal, open the main menu, choose Customize ATM, then select Change PIN.
When selecting a PIN, be aware of the following requirements:
- It needs to be four digits.
- It can't be "9999", "0000" or "1234".
- Doesn't start with "0".