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Am I eligible for aU.S. Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan?
U.S. Bank ExtendPay® Plan
If your credit card account is eligible for a U.S. Bank ExtendPay® Plan, you’ll receive a notification via email, or you’ll see U.S. Bank ExtendPay® Plan options when viewing your card account details or eligible transactions online.
For transactions to be eligible for a U.S. Bank ExtendPay® Plan, they need to be:
- purchased within 60 days prior to signing up for ExtendPay
- more than $100
- made at your regular purchase APR (not a promotional APR)
- less than your purchase balance when you sign up for U.S. Bank ExtendPay® Plan
U.S. Bank ExtendPay® Plan eligibility may change based on your credit card account activity.
U.S. Bank ExtendPay® Loan
If your credit card account is eligible for a U.S. Bank ExtendPay® Loan, you’ll receive a notification via email, or you’ll see U.S. Bank ExtendPay® Loan as an option when you choose Explore U.S. Bank ExtendPay® Loan in mobile or online banking.
U.S. Bank ExtendPay® Loan eligibility may change based on your credit card account activity.