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How does a U.S. Bank ExtendPay® Plan affect my monthly credit card payments?
Your U.S. Bank ExtendPay® Plan will cause your monthly minimum payment to increase. Until the U.S. Bank ExtendPay® Plan is paid in full, your monthly minimum payment calculation will include your regular monthly payment amount (based on non-ExtendPay® Plan balances) plus the monthly ExtendPay® Plan principle and monthly ExtendPay® Fee. See the minimum payment section of your Cardmember Agreement for more information.