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KNOWLEDGE BASE

How many U.S. Bank ExtendPay Loans® and U.S. Bank ExtendPay Plans® can I have?

U.S. Bank ExtendPay® Plan
You can have as many U.S. Bank ExtendPay® Plans open as you want – up to 50% of your credit line – as long as your account meets the necessary requirements. 

U.S. Bank ExtendPay® Loan
You can only have one active U.S. Bank ExtendPay® Loan – up to 25% of your credit line – at a time. 

But you can have a U.S. Bank ExtendPay Loan® and one or more U.S. Bank ExtendPay Plan(s)® active at the same time. Your total ExtendPay balances (ExtendPay Loan plus ExtendPay Plans) can total up to 50% of your credit line, as long as your account meets the necessary requirements.