U.S. Bank ExtendPay® Plan Fee
The U.S. Bank ExtendPay Fee® is a fixed fee you’ll pay each month when you have an outstanding balance in a U.S. Bank ExtendPay Plan®. It’s calculated and shown to you at the time of enrollment. You won’t pay interest on purchases in a U.S. Bank ExtendPay Plan® during your chosen repayment period — just the fixed monthly fee.  

U.S. Bank ExtendPay® Fees are calculated based upon the plan’s original principal amount, your credit card’s Purchase APR and other factors.

U.S. Bank ExtendPay® Loan
The U.S. Bank ExtendPay® Fee is a fixed fee you’ll pay each month when you have a U.S. Bank ExtendPay® Loan balance. It’s calculated and shown to you at the time of enrollment. You won’t have to pay any remaining monthly ExtendPay Fees for an ExtendPay Loan you’ve paid off in full.