fdic

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

KNOWLEDGE BASE

What can I expect after I apply for an auto loan?

After the application has been processed, we'll send you an email. It will have a link that contains more details to complete your purchase. During business hours, the email usually arrives within 15 minutes. 

Once the application process is approved, we will give you an approval letter to take to your selected dealer. The approval letter contains the credit approval structure and instructions for you and the dealer. The dealer will use the code on the letter to process the financing.

More information

  • You can search for a U.S. Bank participating dealer with the dealer locator page.
  • Vehicles can only be purchased at U.S. Bank participating dealers.
  • For specific Marketplace questions, contact Dealer Services Concierge at 800-354-9458. We accept relay calls.