fdic

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Auto loans

Drive away with competitive rates and flexible terms on a new or used car, truck or SUV. U.S. Bank offers rates as low as 2.59%1 on loans of at least $30,000 for terms less than 36 months. In some cases, you don’t even need a down payment.

Boat loans

Make waves in a new or used boat with flexible financing from U.S. Bank.2

RV loans

Take road trips to the next level in a new or used RV with a loan from U.S. Bank.3

Motorcycles, ATVs and more

Looking for a motorcycle, ATV, snowmobile, jet ski or golf cart? Let’s talk!

Vehicle loans that work for you

Keep your eye on the prize with competitive interest rates and flexible financing for new or used vehicle purchases with U.S. Bank.

Same-day pre-approvals

Shop with confidence from the start of your journey with a quick, same-day pre-approval.

Discounted rates

Secure the best rates with automatic payments from a U.S. Bank personal checking or savings account.

Mobile and online access

Conveniently access digital banking tools to view and manage your vehicle loans on any device.

Resources to fuel your adventures

Our financial education section has additional resources on finding, financing and caring for your next vehicle. Check out the articles below or visit Financial IQ for more.

Prepare your vehicle for winter.

Winter weather won’t go easy on your vehicle, whether it’s new, used or leased. Minimize the wear and tear of the cold season by following a few simple steps. You’ll be keeping yourself safe, too.

New or just new to you?

Deciding to buy a vehicle is just the beginning of a string of choices you’re about to make. You’ll also need to determine if a new or used model will be better for your situation. Take a look at a few of the considerations to keep in mind.

Should you buy or lease?

Buying or leasing any kind of vehicle is a big investment, and both choices come with pros and cons. Before you start your shopping, take a look at the high and low points of buying or leasing to decide which approach is best for you.

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Disclosures

  1. Points are earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, please refer to the materials received with your new card and the Program Rules in the online Rewards Center by logging in to usbank.com for additional information. Account must be open and in good standing (not past due) on the closing date of the billing cycle in order to earn and redeem Points. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. U.S. Bank Altitude Go Visa Signature Cardmembers will earn 1 Point for every $1 in eligible Net Purchases. In addition, you will earn 3 Points (4 Points total) for every $1 in eligible Net Purchases during each billing cycle for any merchant classified as a restaurant, fast-food restaurant or bar. You will earn 1 Point (2 Points total) for every $1 in eligible Net Purchases during each billing cycle for any merchant classified as a gas station, electric vehicle charging station, grocery store, supermarket or qualifying streaming subscription service. Refer to Program Rules or usbank.com/AltitudeGoBenefits for official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details.

  2. Variable rate account – Interest rates are determined at the bank’s discretion and may change at any time. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information.

  3. Safe Debit Accounts are not eligible for recurring payments.