- Enter your annual income, up to $100,000,000
- Enter your current monthly debt.
- Enter your down payment.
- Enter a state
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Annual income before taxes
Annual income before taxes
Enter your annual income, up to $100,000,000
Monthly debt
Your monthly debt includes monthly required credit card payments, car payments, student loans, alimony and child support payments, any house payments (rent or mortgage) other than the new mortgage you’re seeking, rental property maintenance, and other personal loans with periodic payments. Don’t include everyday expenses like groceries.
Enter your current monthly debt.
Down payment
This is the cash you pay up front when you buy a home. The larger your down payment, the less you’ll need to borrow and pay back in interest.
Enter your down payment.
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Monthly payment breakdown
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Affordability breakdown
Affordability breakdown
These ranges are based on what your debt-to-income ratio (or DTI) would be.
Affordable In this range, with a DTI from 0% to 36%, you’d be able to pay your monthly bills and still have money left for food and entertainment.
Stretch In this range, with a DTI from 36.1% to 43%, you’d likely be able to afford your monthly housing payments but it may take away from your other expenses or affect your savings.
Aggressive In this range, with a DTI from 43.1% to 45% or higher, you may be likely to miss payments if any unexpected expense occurs.
Affordable
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Stretch
Aggressive
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