FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Traditional Savings account
BEST FOR:
- Creating diversity in your retirement portfolio3
- Competitive, tiered interest rates
- Tax advantages
- No monthly maintenance fees
Monthly maintenance fee
$0
Minimum opening deposit
$100 or just $25 with an automatic monthly deposit
Best for
- Greater interest-earning power
- Benefits similar to a checking account
- Easy access to funds when you need them
Earn up to X.XX% APY when you open a new account and deposit at least $25,000 within 30 days of account opening1
Already have a money market account? Log in to view your personalized rates.
Monthly maintenance fee
$10
unless you meet one of the fee waiver requirements
Minimum opening deposit
$100
BEST FOR:
- First-time savers
- Carrying a lower balance
- Creating multiple savings goals
- Instant access to your money
MINIMUM OPENING DEPOSIT
$25
Get started on the path to financial success.
Open a bank account for a minor.
Teaching your kids about money is an important part of being a parent. A joint account can help them learn about saving, budgeting and spending responsibly. Discover the features of a U.S. Bank Smartly® Checking account and the special benefits available for Youth ages 13 through 17.
Open your first bank account.
Learning good financial habits starts at a young age. Establishing your own bank account will help you build a strong foundation for independence and future success. Explore the features of a U.S. Bank Smartly Checking account and the special rewards available to Young Adults ages 18 through 24.