Whether you’re a student and this is your first card, you have low or no credit, or you want to repair your credit history, a secured credit card is a great way to build your credit score.
Secured credit cards let you spend just like you would with a traditional credit card.
You make a refundable security deposit, usually $300 to $5,000, and that becomes your credit limit.
Spend within your limit and pay your bill when it’s due to build your credit history.
Some secured credit cards offer rewards. For example, the U.S. Bank Altitude® Go Secured Visa® Card allows you to earn points in various categories while the U.S. Bank Cash+® Secured Visa® Card gives you the ability to earn cash back on categories you choose each quarter.
A secured credit card should be part of an overall plan to learn about personal finance, including how your credit score works and how it can impact your financial future.
You must be 18 or older to apply.
U.S. Bank Secured Visa® Card
U.S. Bank Altitude® Go Secured Visa Signature® Card
U.S. Bank Altitude® Reserve Visa Infinite® Card