Low-interest credit cards

How do low interest rate credit cards work?

A low interest rate credit card is an excellent choice to help you get your credit card debt under control or if you have a big purchase on the horizon.

Do you need to replace your refrigerator or build a new deck? Using a low interest credit card could give you extra time to pay for these big-ticket items.

How can a low interest rate credit card help with my debt?

Help get your debt under control by transferring a balance from a high interest card to a low interest one.

Look for cards with no annual fees, a long introductory period and a low ongoing interest rate for a longer-term debt reduction strategy.

Do I have to choose between a low interest rate or rewards credit card?

The good news is that many low interest rate credit cards come with rewards so you can get the best of both worlds.

Before deciding on a low interest credit card consider your overall spending habits. A rewards card with a higher rate may save you more money in the long run.

The U.S. Bank Visa^® Platinum Card is a great option if you're looking to consolidate debt or pay for a large purchase over time.