How do points credit cards work?

Just like a cash back credit card, points credit cards give you a percentage of eligible spend back as a reward. Points can be redeemed in a variety of ways, making this card very flexible.

How do I earn points?

Most cards let you earn points on eligible purchases, with additional points available for certain spending categories.

The U.S. Bank Altitude Go Visa Signature® Card lets you focus the points you earn on everyday spending like dining and groceries while the U.S. Bank Altitude® Connect Visa Signature® Card is a great option for those looking to earn points on travel and at gas stations.

Unlike cash back rewards, which are based on a set rate, the value of points can vary.

How do I redeem points?

Redeem points for merchandise, gift cards, cash back or your next big adventure. How much your points are worth may vary depending on how you redeem them.

Many points credit cards offer discounts when you book hotels and flights through their rewards program.

Look to see if rewards expire or if you need to earn a minimum number of rewards before you can redeem them.

U.S. Bank offers a selection of points credit cards

U.S. Bank Altitude® Go Visa Signature® Card

U.S. Bank Altitude® Connect Visa Signature® Card

U.S. Bank Altitude® Reserve Visa Infinite® Card

Start of disclosure content
Disclosures

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to separate licenses from Visa U.S.A. Inc., or American Express, and the card is available to United States residents only. American Express is a federally registered service mark of American Express.