You can request a credit limit increase for your secured credit card. To qualify, your account must meet these requirements:

• Be open for at least six months.*
• Within your credit limit.
• Be in good standing.

Your secured credit card uses a deposit to set the credit limit. You must submit your request in writing. Follow these steps:

1. Complete and sign the Authorization for secured card credit limit increase form.
2. Include a cashier's check or money order for the amount you'd like to increase. Make it out to U.S. Bank National Association.

1. • Example: If your current credit limit is $300 and you want to increase it to $500, include a cashier’s check or money order for $200.
   • The final credit limit must be in increments of $100.
2. Mail the form and your cashier’s check or money order to the address below.
   
   Cardmember Service
   PO Box 6363
   Fargo, ND 58125-6363

More information

• If approved, you can use your new credit limit right away. Please allow for mail and processing time.
• Your secured credit card limit equals your total deposit, up to a maximum of $5000. 
• A request to increase the credit limit may result in an inquiry to your consumer credit report.

If you have any questions or would like the form mailed to you, give us a call us at 800-285-8585. We accept relay calls.

*Once the account has been open for six months, you can request a credit limit increase. You can request another limit increase every six months thereafter.