Our Simple Loan is a quick and easy way to help take care of life’s planned or unplanned expenses. Here are few things to know: 

• The Simple Loan application is only available if you're eligible to apply.
• Your application will then be reviewed and considered for eligibility almost immediately.
• Visit our U.S. Bank Simple Loan page learn more

Starting a Simple Loan application using digital banking

1. Online users: Select Products & offers, then choose Loans & credit lines. 
   U.S. Bank Mobile App Users: Choose Products & offers, the select Personal loans and credit lines.
2. Locate Simple Loan and select Apply now.
3. Review your personal information, then select Save & continue to proceed through the application.

More information

For application questions, give us a call at 800-872-2657. We're available:

• Monday through Friday from 7 a.m. to 10 p.m. CT.
• Saturdays from 9 a.m. through 5 p.m. CT. 

We accept relay calls.