Before taking a cash advance, consider the costs related to one. Credit products used for cash advances may be subject to additional charges. This includes cash advance fees and interest charges that will accrue on the amounts advanced. Alternatively, if you use a checking or savings account, you can avoid these expenses. See your Cardmember Agreement for details. See also: How do I request my cardmember agreement?

Getting a cash advance using digital banking is considered an “internal transfer”. So, all you need to do is transfer funds from the credit card into your checking or savings account. See also: How do I transfer money between my U.S. Bank accounts?

To get a cash advance using online banking

1. Select Transfer & pay at the top of the page, then choose Transfers. 
2. Choose the account funds will come from and which account they'll go to. Then select Continue.
3. Enter the amount to transfer, then choose Continue.
   Optional: Enter a memo for your records.
4. Review your request, then select Send transfer.

To get a cash advance using the U.S. Bank Mobile App

1. Select Transfer & pay at the bottom of the screen, then choose Send transfer.
2. Select Choose an account and mark the account the funds will come from. Then select Continue.
3. Mark the account funds will go to and choose Continue.
4. Enter the amount to transfer, then select Continue.
   Optional: Enter a memo for your records.
5. Review your request, then select Send transfer.

More information

If you've received convenience checks linked to your credit card or line of credit, they can be used for a cash advance. Just write a check to yourself and take it to your financial institution to deposit or cash it. 

To freely explore our digital banking services without using your own account, visit our Digital Banking Simulators page. If you'd like a step-by-step tutorial on how to use a specific service or feature, check out our Digital Explorer page.