Sending a domestic wire is convenient when using digital banking. You can send a same-day wire between 7:30 a.m. CT and 4:30 p.m. on any business day. The exception is the cut-off time for federal tax payments, which is 2:30 p.m. CT. These times apply to incoming and outgoing wire transfers. Please be aware there is a fee charged for using this service.

To send a domestic wire transfer using digital banking

Note, we're currently enhancing our transfer experience. Your options may vary depending on your account type. Please follow the steps that best apply to you.

1. New experience: Select Transfer & pay from your dashboard and then choose Wires.
2. Current experience: Select Transfer & pay, choose External transfers & wires and then select Wire transfer.
3. Tell us about the wire you'd like to make.
   1. Choose the account you'd like to pay from. 
   2. Enter the amount to send.
   3. Optional: Select the calendar icon to change the "Send on" date. 
   4. Provide a reason for the wire transfer.
   5. Optional: Add additional information by using the "Reference info" field.
   6. If you agree to the fee displayed, select Continue. 
4. Provide the recipient's name and address, then select Continue. 
5. Provide the recipient's bank account and routing numbers, then select Continue. 
6. Review the wire transfer information. Select Edit to change any respective section as needed. 
7. Read the "Wire Transfer Authorization". If you agree, mark the check box and select Submit. 

More information

• If you schedule it for a future date, changes can be made until 11:59 p.m. CT, the day before it's sent.
• You can also call us at 800-USBANKS (872-2657) for help with sending a wire transfer.