Setting up a recurring transfer between your U.S. Bank accounts is easy. 

Note, we're currently enhancing our transfer experience. Your options may vary depending on your account type. Please follow the steps that best apply to you.

To set up a recurring internal transfer using online banking 

1. New experience: Select Transfer & pay and then choose Transfers.
   Current experience: Select Transfer & pay and the choose Internal transfers.
2. Choose which account you'd like to transfer money from and to. 
3. Enter the amount and select the date of your transfer (if it's other than today).
4. Optional: To set up recurring payments:
   1. Select the checkbox next to "Repeat this transfer". 
   2. Choose the frequency and when to stop it.
5. Review your transfer details and if everything is correct, select Send transfer. 

To transfer money using the U.S. Bank Mobile App 

1. New experience: Select Transfer & pay and then choose Transfers.
   Current experience: Select Transfer & pay and the choose Internal transfers.
2. Choose the account to transfer funds from and select Continue.
3. Select the account to transfer funds to and select Continue.
4. Enter the amount and select the date of your transfer (if it's other than today).
5. Optional: To set up recurring payments:
   1. Use the toggle switch next to "Repeat this transfer". 
   2. Choose the frequency and when to stop it, then select Continue.
6. Review your transfer details and if everything is correct, select Send transfer. 

More information

• Transactions made on weekends, holidays or after midnight local time will be processed on the next business day.
• The internal money transfer cut-off times for the same business day are as follows:
  • Checking, savings and reserve lines: 12 a.m. local time*
  • Checking or savings payments to a first mortgage: 4:30 p.m. CT
  • Deposit Point: 9 p.m. CT
  • All other accounts: 6 p.m. local time

*Local time refers to the location of where the payment account was opened. For example, if the account was opened in St. Paul, MN, the cutoff is based on Central Time. This time zone applies even if your payment is made in California, which is in Pacific Time.