KNOWLEDGE BASE

How do I add an authorized user to my credit card?

Share your account with family or friends by adding them as an authorized user. Here's what to know about adding an authorized user to your account:

  • The request needs to come from an account owner.
  • They must be at least 13 years of age.
  • A credit report is not pulled when we process a request to add an authorized user.
  • The card will be sent to the address we have on file for you.
  • You are solely responsible for all the transactions they make. 
  • Up to seven authorized users can be on the account at the same time.
  • College, Secured, and Young Adult (co-signer) credit card accounts are not eligible to add authorized users.

How to add an authorized user in digital banking

You'll need their first and last name, date of birth, and Social Security number to get started.

  1. Online banking users: Select Accounts from the top of the page, then choose Manage cards.
    U.S. Bank Mobile App users: From the main menu select Manage cards
  2. Choose the credit card you'd like to manage, if you have more than one. 
  3. Scroll down to the Control section and select Add authorized users. 
  4. Fill out the authorized user form and select Save & continue.
  5. Take a look at the information and if it's correct select Submit.