When you’re an account owner, adding an authorized user to it is an important decision. Here's what you should know:

• You are solely responsible for all the transactions an authorized user makes on that account. 
• All users must be at least 13 years of age.
• Up to seven authorized users can be on the account at the same time.
• You'll need their first and last name, date of birth, and Social Security number to add them.
• The card is sent to the address we have on file for you.
• A credit report is not pulled when adding an authorized user.
• The request needs to come from an account owner.
• College, Secured, and Young Adult (co-signer) credit card accounts are not eligible to add authorized users.

To add an authorized user using online banking

1. Select the credit card you'd like to add an authorized user to. 
2. Choose Account and select Add user from the Account users tile. 
3. Fill out the authorized user form and select Continue.
4. Review the authorized user’s information.
   Note: If you’d like to add another person, select Add another authorized user.
5. When ready, select Submit. 

To add an authorized user using the U.S. Bank Mobile App

1. Select the credit card you’d like to add an authorized user to.
2. Choose Account and select Add from the Authorized users row within the Details tile.
3. Fill out the authorized user form and select Save & continue.
4. Review the authorized user’s information.
   Note: If you’d like to add another person, select Add another authorized user.
5. When ready, select Submit.

To freely explore our digital banking services without using your own account, visit our Digital Banking Simulators page. If you'd like a step-by-step tutorial on how to use a specific service or feature, check out our Digital Explorer page.