We appreciate your business and want the application process to be a good experience for you. If you’re already a customer, we can prefill your application with the personal information we have on file.

To apply for a checking or savings account using online banking

1. Select Products & offers from the top of the page.
2. Choose Checking accounts or Savings accounts.
3. Select Learn more for more details about a product or Apply now to start your application.

To apply for a checking or savings account using the U.S. Bank Mobile App

1. Choose Products & offers from the bottom of your screen.
2. Select Checking, Bank Smartly savings, or Elite Money Market Account.
3. Choose Open an account/Start saving to start your application.
   Optional: Scroll down to view more information about each product.

More information

If you don’t have an account with us or want to apply without logging in, follow these steps:

1. Navigate to usbank.com, select Personal at the top and choose Bank accounts.
2. Select Bank Smartly Checking Account. Then choose Open an account.
   OR
3. Select Savings accounts. Then choose Open an account to begin the application process.

Review our Checking Accounts or Savings Accounts pages to find the one that's right for you.