KNOWLEDGE BASE

What third-party payment options do I have for my credit card?

We accept several third‑party payment methods. If you prefer to use U.S. Bank digital banking, see alsoHow do I make a payment to my credit card, loan, lease or line of credit? 
 
Provide complete and accurate information to avoid delays when using third-party payment methods.

Bill pay

The bill pay provider may send the payment electronically or by paper check. Electronic payments are typically received within two to three business days. Paper checks may take longer to arrive and process.

Wire transfers

When sending the payment this way, please be aware:

  • A fee may be charged, depending on the originating bank.
  • Wire transfers can take up to three business days to be received, and don't occur on weekends and federal holidays. Because of this, the date it's initiated might be different from the date it's received.
  • We credit your payment on the account as the same date we receive it.

When sending a wire transfer, provide the following information:

  • Send to U.S. Bank Minneapolis
  • Full name and account number to be paid
  • Deposit account number to transfer to: 160233396144
  • Routing and transit number: 091000022

International Wire Transfers

When sending the payment from outside the United States, please be aware:

  • A fee may be charged, depending on the originating bank.
  • International wire transfers can take up to three business days to be received, and don't occur on weekends and federal holidays. Because of this, the date it's initiated might be different from the date it's received.
  • We credit your payment on the account as the same date we receive it.

When sending an international wire transfer, provide the following information:

  • SWIFT code number: U-S-B-K-U-S-4-4-I-M-T
  • The full account number to be paid
  • The cardmember's full name
  • Specify the account is a U.S. Bank credit card