You can access your credit line by using your Visa access card, writing a check, transferring funds, or getting cash.

Visa access card

• The Visa access card can be used for purchases made in-person, online, and by mail. It can also be used to pay bills.
• Your virtual card is available after logging into usbank.com or by using the U.S. Bank Mobile App.
• Add the card to your digital wallet to use it on your mobile device.

Credit line checks

• You can use a credit line check for private transactions (e.g., buying a used car), paying bills, or everyday purchases. As long as the person or business accepts credit line checks, you can use one to pay them.
• Important: The account and routing number found on the bottom of your credit line checks cannot be used to make an electronic payment (e.g., paying a utility bill).

Transfer funds

• Log in at usbank.com or on the U.S. Bank Mobile App. Here, you can advance funds into your checking or savings account.
• Call 800-USBANKS (872-2697) and speak with a banker. They can advance funds into your checking or savings account.

Get cash

• Use your Visa access card and PIN at an ATM to withdraw funds.
• Visit a U.S. Bank branch and cash a credit line check.