To cash a savings bond at U.S. Bank, you need to meet a couple of requirements.

• You have to be a signer on a U.S. Bank checking, savings, or money market account that has been open for at least five years.
• You need to be listed as the owner or co‑owner of the savings bond.

If these apply to you, bring your valid ID to a U.S. Bank branch and talk with a banker.
See also: How can I find a U.S. Bank ATM or branch location near me? and How do I schedule an appointment at a U.S. Bank branch?

More information

If you don’t meet the requirements above, or if you want to send the request by mail, visit TreasuryDirect.gov for the forms and instructions.

• If the bond amount is more than $1,000, the form you submit must be certified (for example, by a notary).
  See also: How can I get my documents notarized in a branch?
• If you aren’t listed as the owner or co‑owner of the bond, you must provide legal documents that prove you are entitled to it. Any documents you send will be kept.

To freely explore our digital banking services without using your own account, visit our Digital Banking Simulators page. If you'd like a step-by-step tutorial on how to use a specific service or feature, check out our Digital Explorer page.