We will check your credit card account to determine eligibility for a U.S. Bank ExtendPay® Plan or U.S. Bank ExtendPay® Loan. If it qualifies, we’ll send an email inviting you to take advantage of our offer. Please note, eligibility may change based on your credit card account activity.

For U.S. Bank ExtendPay® Plans, you can find your options when viewing your account details or eligible transactions online. For transactions to be eligible, they need to be: 

• Purchased within 60 days before signing up for ExtendPay®.
• More than $100.
• Made at your regular purchase APR (not a promotional APR).
• Less than your purchase balance when you sign up.

For U.S. Bank ExtendPay® Loans, options are available when you choose “Explore U.S. Bank ExtendPay® Loan” in online banking or the U.S. Bank Mobile App.

More information

• You can have as many active U.S. Bank ExtendPay® Plans as you want. The total amount of the plans cannot exceed 50% of your credit line and must meet the necessary requirements. 
• Only one active U.S. Bank ExtendPay® Loan is allowed at a time (up to 25% of your credit line). 
• A U.S. Bank ExtendPay® Loan, and one or more U.S. Bank ExtendPay® Plans can be active at the same time. The total U.S. Bank ExtendPay® balances cannot exceed 50% of your credit line.