An overdraft paid fee is a fee that’s charged when:

• More money is spent than what’s available in your deposit account.
  AND
• The transaction is approved because the bank paid for all or part of the charge.

More information

The overdraft paid fee is only charged when:

• The item paid is $5.01 or more.
  AND
• Your negative balance is $50.01 or more.

The overdraft paid fee won't be charged if:

• The item paid is $5.00 or less.
  OR
• Your negative balance is $50 or less (excluding the overdraft paid Fee), by 11 p.m. ET (10 p.m. CT) on the day the fee is charged. See also: What is overdraft fee forgiven?

If the available balance stays at a negative $50.01 or more:

• Up to three overdraft paid fees may be charged each day.
• Overdraft paid fees will keep accruing each day.