Checking the status of your loan or line application is easy. You can choose one of the options below that is most convenient for you to get an update.
- Log in to the Application Status page.
- Call us at 877-625-5249.
- Contact your local branch.
Checking the status of your loan or line application is easy. You can choose one of the options below that is most convenient for you to get an update.
You can access your funds in multiple ways:
You can make purchases with your card and checks, or you can transfer funds from your credit line into your checking or savings account.
Follow the steps below to make a payment towards your account balance. Please note, if you'd like to pay more than one bill when using mobile banking, repeat the steps. There's not a limit to how many individual payments you can make.
Online banking
U.S. Bank Mobile App
We make it easy to transfer money between your accounts. Here's how:
Online banking
U.S. Bank Mobile App
Additional information
To make a payment to your account, see: How do I make a payment on my credit card, lease or line of credit?
Overdraft protection refers to transferring funds when transactions may cause the deposit account to have a negative balance. Before signing up, please be aware:
To sign up or manage your overdraft protection using digital banking
More information
A reserve line account must be closed to remove its link as an overdraft protection account.
If you have a credit account linked for overdraft protection, recent transactions may not be reflected in the available overdraft protection amount.
A credit card that is expired or hasn’t been activated is not valid for overdraft protection.
You can choose to have overdraft coverage and overdraft protection for the same account. Overdraft protection will be tried first. If there’s not enough funds available in the overdraft protection account, then standard overdraft coverage applies. See also: What's the difference between overdraft protection and overdraft coverage?
Refer to Your Deposit Account Agreement, section titled “Overdraft Protection Plans,” for more information.
1Eligible accounts that can function as overdraft protection are listed below.
Setting up autopay is easier than ever. When you've gone through the process, we'll provide you a confirmation page to review. It'll tell you when the first payment starts, how much is being paid, and what date it'll be paid each month.
To set up autopay using digital banking
More information
If you've recently changed your due date, you'll need to wait until after the new due date to set up autopay.
To freely explore our digital banking services without using your own account, visit our Digital Banking Simulators page. If you'd like a step-by-step tutorial on how to use a specific service or feature, check out our Digital Explorer page.
Getting a payoff for a loan or line of credit is easier than ever. You can log into the U.S. Bank Mobile App for a same day payoff quote or log into online banking to generate a quote up to 30 days in advance.
Online banking
For the best online experience, we recommend logging in at usbank.com.
U.S. Bank Mobile App
For the best mobile banking experience, we recommend logging in or downloading the U.S. Bank Mobile App.
Additional information
If the account you need doesn't appear, you can reach us at the applicable number below or visit your local U.S. Bank branch. We accept relay calls.
To visit with a branch banker, consider scheduling an appointment to allow time for questions and processing. We can meet by phone, virtually, or in person. See also: How can I schedule an appointment at a U.S. Bank branch?
We offer a variety of alerts and there's no limit to how many you can have. You can also use up to three different email addresses and/or mobile numbers for notifications. To set up more than one alert, simply repeat the steps below.
Online banking
For the best online experience, we recommend logging in at usbank.com.
U.S. Bank Mobile App
For the best mobile banking experience, we recommend logging in or downloading the U.S. Bank Mobile App.
Additional information
The option to set up or manage account alerts is only available on our full site usbank.com for the following products:
U.S. Bank can help you understand your rights as they relate to key provisions of the SCRA. Our Military Service Center is available to assist with any of your financial needs including questions related to SCRA and requesting benefits.
Military Service Center contact information and hours of operation:
Phone (in the U.S.): 800-934-9555
Phone (international collect): 513-277-5899
Email: 24hrmilitaryservicecenter.shared@usbank.com
Hours of Operation: Monday - Friday 7 a.m. - midnight (ET)
U.S. Bank Military Service center
Things to know about the Servicemembers Civil Relief Act
We accept relay calls.
We're proud to offer military checking benefits, VA home loans and more to support military service members, veterans and families of veterans.
Learn more about our military banking programs. You can also contact our Military Service Center where we can assist you with many of your financial needs.