How running a business that aligns with core values is paying off

May 08, 2022

Running a business and being part of a community is a blessing for Cui Liu.

 

Cui Liu always had a passion for home décor, so having her own design business today is the realization of a lifelong dream.

 

Getting started

Liu grew up in China and moved to the United States as a teenager, eventually graduating from Murray State University in Kentucky with a degree in international business.

Starting her own company wasn’t easy but Liu felt God gave her a gift of being able to design and be a leader. With her faith as her guide, and her fearlessness to try new things, she opened Cui Liu Designs in Murray, Kentucky, in 2015.

 

Giving back

“We’ve made a lot of mistakes along the way,” Liu said. But the company has come out OK because she realized early on how important the right business plan was — a plan for running a business related to her core values.

Those values include being invested in her community — she regularly hires fellow Murray State University graduates, works closely with her local chamber of commerce and tries to inspire the next generation of leaders.

“We don't see giving back as something that should be done, but something that MUST be done. What drives us is to not only take care of our consumers by providing them with the best product and service possible, but to also give back to our communities, near and far.”

Cui Liu Designs works with large retailers across the United States to manufacture and import innovative well-designed high-quality home furnishings at a great value. They have dedicated teams in China, India, Vietnam, Indonesia and Malaysia.

 

Expanding the business

Liu expanded her company's line of offerings during COVID-19, developing UV sanitized water bottles, as well as health and beauty products.

“Right now, we’re in the furniture business but we want to expand to more service businesses.” 

Liu says having a close relationship with her local bankers means she’s never felt alone in her journey. She remembers one time texting with her banker at 2 a.m. to ask questions about sending a wire. And they’ve been there to help her figure out cash flow, how to get small business loans and how to work with the Small Business Association in her community.

“They even called and asked, “how are you doing with your baby?” …how often do people do that?” Liu said. “People are willing to do whatever it takes to see someone like me succeed. We would not be where we are today without other people.”

Liu said she wanted to embrace entrepreneurship to be her own boss, to build something, to experience financial rewards, and to nurture and grow the next generation of leaders.

 

Get more information to help you manage and grow your business.
 

Learn about U.S. Bank

Related content

How blockchain technology is changing treasury

Commercial real estate in 2020: Keeping up with the pace of change

The AI journey in finance: How to make it part of your strategy

3 emerging technology trends for bankers

Blockchain: Separating hype from substance

The startup scene in Reno: The story of Breadware

The startup scene in Reno: Emerging tech leads the way

For small business growth, consider the international market

Buying or leasing? Questions to ask before signing a contract

Common pitfalls to avoid in the equipment financing process

Finance or operating lease? Deciphering the legalese of equipment finance

The secret to successful service provider integration

Colleges respond to student needs by offering digital payments

Integrated receivables management solution supports customer focus at MSC Industrial Supply

Webinar: Driving innovation to impact treasury management

Webinar: The impact of innovation on processing receivables

The cyber insurance question: Additional protection beyond prevention

Business risk management for owners of small companies

Drive digital transformation with payments innovation

How electronic billing platforms improve government payments

What government officials should know about real-time payments

ABCs of APIs: Drive treasury efficiency with real-time connectivity

Time is money: Intelligent Payment Routing saves businesses both

Want AP automation to pay both businesses and consumers?

Digital trends poised to reshape hotel payments

How emerging banking solutions enable better decisions

Banking connectivity: Helping businesses deliver the easier, faster, more secure customer experience of the future

Tech tools to keep your restaurant operations running smoothly

Enhancing the patient experience through people-centered payments

Digital banking for business: How connectivity improves customer experience

Automate escheatment for accounts payable to save time and money

Automate accounts payable to optimize revenue and payments

Unexpected cost savings may be hiding in your payment strategy

What to know when investing in AP automation solutions

Collect utility and telecom bill payments faster

The benefits of payment digitization: Pushing for simplicity

3 ways to make practical use of real-time payments

How AI in treasury management is transforming finance

Zelle® helps Sunriver Resort make payments efficient and secure

Digital banking and cloud accounting software: How they work together

Empowering managers with data automation and integration

Digital Onboarding helps finance firm’s clients build communities

Save time with mobile apps for business finances

What corporate treasurers need to know about Virtual Account Management

Tailor Ridge eBill case study

Treasury management innovations earn Model Bank awards

The moment I knew I’d made it: The Cheesecakery

How a bright idea became a successful business (in Charlotte, North Carolina)

How entrepreneurs can plan for what matters most

How I did it: Grew my business by branching out

Making a ‘workout’ work out as a business

Mapping out success for a small-business owner

Business tips and advice for Black entrepreneurs

Making the leap from employee to owner

Opening a business on a budget during COVID-19

How iPads can help increase efficiency in your salon

How to identify what technology is needed for your small business

Planning for restaurant startup costs and when to expect them

Tools that can streamline staffing and employee management

What is needed to apply for an SBA loan

How to redefine challenges with business collaboration

Why ecommerce for small business strategy is integral

How small businesses are growing sales with online ordering

3 simple brand awareness tips for your business

5 principles for avoiding ethics pitfalls on social media

Community development in action: Revitalizing the old into new

6 common financial mistakes made by dentists (and how to avoid them)

7 uncommon recruiting strategies that you may not have tried yet

Business credit card 101

Using merchant technology manage limited staffing

How increased supply chain visibility can combat disruptors

How to apply for a business credit card

What kind of credit card does my small business need?

How this photography business persevered through tough times

Do I need a credit card for my small business?

Prioritizing payroll during the COVID-19 pandemic

5 questions business owners need to consider before taking out a loan

8 Ways for small business owners to manage their cash flow

How to establish your business credit score

When small business and community work together

Meet the Milwaukee businessman behind Funky Fresh Spring Rolls

How running a business that aligns with core values is paying off

The San Francisco bridal shop that’s been making memories for 30 years

Honey Luxury Beauté: growing a side project into an eye-catching beauty business

How Shampoo’ed is transforming hair and inspiring entrepreneurs

How a family-owned newspaper is serving its community

Community behind Elsa’s House of Sleep

How Lip Esteem is empowering women

How Al’s Breakfast is bringing people together

How Gentlemen Cuts helps its community shine

How tenacity brought Taste of Rondo to life

In a digital world, Liberty Puzzles embraces true connection

How community gave life to lifestyle boutique Les Sol

How a group fitness studio made the most of online workouts

How a bar trivia company went digital during COVID-19

Celebrity Cake Studio’s two decades of growth and success

Community and Coffee: How one small business owner is breaking down barriers

How Wenonah Canoe is making a boom in business last

How a travel clothing retailer is staying true to its brand values

The business behind environmental sustainability

3 ways to gain loyalty with your customers

5 ways to build your business through community engagement

How voice-activated devices work with banks

P2P payments make it easier to split the tab