What’s an investment property loan?

Investment property loans are used for the purchase of second homes and investment properties, including one- to four-unit residential properties and vacation properties. U.S. Bank offers a variety of investment property loans to suit nearly every need. As an option, if you currently own a home you may be able to use your current home equity to finance buying additional property. To learn more about real estate investment loans and current investment property loan mortgage rates, contact a mortgage loan officer.

Do your homework before buying investment property.

 

Investing in real estate is like any kind of investment — it’s wise to do your homework and assess both the benefits and the risks involved. If you’ve been thinking about buying investment property or taking on rental property loans, consider the following:

  • Determine the type of property you want to invest in: rental homes, condominiums and so on.
  • Decide if you want to invest short- or long-term.
  • Ask yourself if you’re ready to be a landlord.
     

If you decide to purchase a rental property, research the property thoroughly to determine if the investment will be profitable. Contact a U.S. Bank mortgage loan officer to learn more about your mortgage options for your investment property loans.

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Disclosures

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.