About me

Homebuyers face many tough and exciting decisions. As a <Job title>, I provide guidance for every stage of the homebuying process and more. I understand the unique home financing needs of the <Primary location – City only> area and can help you get started when the time is right. We can work together to refinance your current home, buy your next home or apply for a home equity loan or line of credit.

About me

Buy your next home, refinance your current home or apply for a home equity loan or line of credit with confidence. As a <Job title>, I can help guide you through the home financing process step by step. Whether you’re a first-time homebuyer or have been through the mortgage process before, I’m here to assist you from prequalification to closing. When the time is right, I can help you get started.

What can I help with?

  • In-depth knowledge about mortgage loan options:
    • Conventional fixed-rate loans
    • Adjustable-rate mortgages (ARM)
    • Jumbo loans
    • FHA loans (low down payment option)
    • VA loans (low down payment option
  • First-time homebuyer and down payment assistance programs
  • Loans for a primary residence, second home or investment property
  • Guidance through the prequalification and pre-approval process
  • Mortgage lending in all 50 states
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Find mortgage rates by state.
Please enter a valid U.S. state.
Please enter a valid U.S. state.

These rates, APRs, monthly payments and points are current as of !currentDate and may change at any time. They assume you have a FICO® Score of 740+ and a specific amount of equity as noted below for each product. They also assume the loan is for a single-family home as your primary residence and you will purchase up to one mortgage discount point in exchange for a lower interest rate. Connect with a mortgage loan officer to learn more about mortgage points.

Compare a variety of mortgage types by selecting one or more of the following.

Conventional fixed-rate loans

Term
Rate
APR 1
Monthly payment
Points
Conventional fixed-rate loans
Term
30-year
Monthly payment
Rate
APR 1
Points
Term
20-year
Monthly payment
Rate
APR 1
Points
Term
15-year
Monthly payment
Rate
APR 1
Points
Term
10-year
Monthly payment
Rate
APR 1
Points

The rates and monthly payments shown are based on a loan amount of $464,000 and at least 25% equity. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see a conforming fixed-rate estimated monthly payment and APR example. Get more details.

Conforming adjustable-rate mortgage (ARM) loans

Term
Rate
APR 1
Monthly payment
Points
Conforming adjustable-rate mortgage (ARM) loans
Term
10/6 mo
Monthly payment
Rate
APR 1
Points
Term
7/6 mo
Monthly payment
Rate
APR 1
Points

The rates and monthly payments shown are based on a loan amount of $464,000 and at least 25% equity. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see an ARM estimated monthly payment and APR example. Get more details.

Jumbo adjustable-rate mortgage (ARM) loans

Term
Rate
APR 1
Monthly payment
Points
Jumbo adjustable-rate mortgage (ARM) loans
Term
10/1 yr
Monthly payment
Rate
APR 1
Points
Term
7/1 yr
Monthly payment
Rate
APR 1
Points
Term
5/1 yr
Monthly payment
Rate
APR 1
Points

The rates and monthly payments shown are based on a loan amount of $940,000 and at least 25% equity. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see an ARM estimated monthly payment and APR example. Get more details.

Federal Housing Administration (FHA) loans

Term
Rate
APR 1
Monthly payment
Points
30-year
Federal Housing Administration (FHA) loans
Term
30-year
Monthly payment
Rate
APR 1
Points

The rates and monthly payments shown are based on a loan amount of $270,019 and at least 3.5% equity. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see an FHA estimated monthly payment and APR example. Get more details.

Veterans Affairs (VA) loans

Term
Rate
APR 1
Monthly payment
Points
30-year
Veterans Affairs (VA) loans
Term
30-year
Monthly payment
Rate
APR 1
Points

The rates and monthly payments shown are based on a loan amount of $270,072 and no equity. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see a VA estimated monthly payment and APR example. Get more details.

Jumbo loans

Term
Rate
APR 1
Monthly payment
Points
Jumbo loans
Term
30-year
Monthly payment
Rate
APR 1
Points
Term
20-year
Monthly payment
Rate
APR 1
Points
Term
15-year
Monthly payment
Rate
APR 1
Points

The rates and monthly payments shown are based on a loan amount of $940,000 and at least 25% equity. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see a jumbo estimated monthly payment and APR example. Get more details.

NMLS# 
Location
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Ready to apply section
Find refinance rates by state.
Please enter a valid U.S. state.
Please enter a valid U.S. state.

These rates, APRs, monthly payments and points are current as of !currentDate and may change at any time. They assume you have a FICO® Score of 740+ and a specific amount of equity as noted below for each product. They also assume the loan is for a single-family home as your primary residence and you will purchase up to one mortgage discount point in exchange for a lower interest rate. Connect with a mortgage loan officer to learn more about mortgage points.

Compare a variety of mortgage types by selecting one or more of the following.

Conventional fixed-rate loans

Term
Rate
APR 1
Monthly payment
Points
Conventional fixed-rate loans
Term
30-year
Monthly payment
Rate
APR 1
Points
Term
20-year
Monthly payment
Rate
APR 1
Points
Term
15-year
Monthly payment
Rate
APR 1
Points
Term
10-year
Monthly payment
Rate
APR 1
Points

The rates and monthly payments shown are based on a loan amount of $464,000 and at least 25% equity. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see a conforming fixed-rate estimated monthly payment and APR example. Get more details.

Conforming adjustable-rate mortgage (ARM) loans

Term
Rate
APR 1
Monthly payment
Points
Conforming adjustable-rate mortgage (ARM) loans
Term
10/6 mo
Monthly payment
Rate
APR 1
Points
Term
7/6 mo
Monthly payment
Rate
APR 1
Points

The rates and monthly payments shown are based on a loan amount of $464,000 and at least 25% equity. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see an ARM estimated monthly payment and APR example. Get more details.

Jumbo adjustable-rate mortgage (ARM) loans

Term
Rate
APR 1
Monthly payment
Points
Jumbo adjustable-rate mortgage (ARM) loans
Term
10/1 yr
Monthly payment
Rate
APR 1
Points
Term
7/1 yr
Monthly payment
Rate
APR 1
Points
Term
5/1 yr
Monthly payment
Rate
APR 1
Points

The rates and monthly payments shown are based on a loan amount of $940,000 and at least 25% equity. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see an ARM estimated monthly payment and APR example. Get more details.

Federal Housing Administration (FHA) loans

Term
Rate
APR 1
Monthly payment
Points
30-year
Federal Housing Administration (FHA) loans
Term
30-year
Monthly payment
Rate
APR 1
Points

The rates and monthly payments shown are based on a loan amount of $270,019 and at least 3.5% equity. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see an FHA estimated monthly payment and APR example. Get more details.

Veterans Affairs (VA) loans

Term
Rate
APR 1
Monthly payment
Points
30-year
Veterans Affairs (VA) loans
Term
30-year
Monthly payment
Rate
APR 1
Points

The rates and monthly payments shown are based on a loan amount of $270,072 and no equity. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see a VA estimated monthly payment and APR example. Get more details.

Jumbo loans

Term
Rate
APR 1
Monthly payment
Points
Jumbo loans
Term
30-year
Monthly payment
Rate
APR 1
Points
Term
20-year
Monthly payment
Rate
APR 1
Points
Term
15-year
Monthly payment
Rate
APR 1
Points

The rates and monthly payments shown are based on a loan amount of $940,000 and at least 25% equity. Learn more about how these rates, APRs and monthly payments are calculated. Plus, see a jumbo estimated monthly payment and APR example. Get more details.

This mortgage affordability calculator gives you an estimate.

It provides a customized estimate based on the information you provide. But like any estimate, it’s also based on some rounded numbers and rules of thumb. You may update any of the calculator fields for a more specific result.

Please fix the following items to continue:

  • Enter your annual income.
  • Enter your current monthly debt.
  • Enter your down payment.
  • Enter a state.

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Enter your current monthly debt.

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Affordability breakdown

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Primary location
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Mortgage FAQ

Get answers to your questions regarding home financing, refinancing and more.

FHA loans

VA loans

Conventional fixed-rate loans

Jumbo loans

ARM loans