PREQUALIFY

I want to know how much I may qualify to borrow.

Estimated 5 minutes to complete
As part of prequalification, we'll ask about your income and spending and provide an estimate of how much you may be able to borrow.

  • Helps with early home shopping
  • Won't impact your credit report
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MORTGAGE APPLICATION

I'd like to be pre-approved to make an offer.

Estimated 30 minutes to complete
Starting an application to get pre-aaproved can help show the seller that you have the resources to make the purchase.

  • Requires detailed personal and financial info
  • Pulls your credit report to assess your credit history
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HOMEBUYING READINESS QUIZ

I'd like guidance on what to do next.

Estimated 5 minutes to complete
We've come up with a series of questions to find out what homebuying concepts you already know and what you may need to search more.

  • Asks several multiple-choice questions
  • Creates a personalized checklist with helpful resources
Take the quiz

Would you prefer to talk to someone?

Our experienced mortgage loan officers are knowledgeable about the homebuying process and can guide you from the start of your journey to the very end.

Find a mortgage loan officer

Take the next step

Prequalify
Start your application
Find a mortgage loan officer
Call 888-291-2334
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Disclosures

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC.

U.S. Bank, 800 Nicollet Mall, Minneapolis, MN 55402