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Let’s go through a quick set of questions.

This will help us guide you to the right place to start.

Your Results

Based on the information you provided, we recommend you follow the following plan.

1 OF 9

Where are you in your homebuying journey?

Feel free to select more than one option.

I'm just getting started.

I've done some light research.

I've started looking at homes (online and/or in person).

I'm a homebuying expert-this isn't my first rodeo.

I've prequalified with other lenders.

I'm ready to prequalify with FakeName Bank.

I'm ready to start a mortgage application with FakeName Bank.

PHASE 1: Figure out if you’re ready to buy

Where are you in your homebuying journey?

I'm just getting started.

Mortgage Affordability Calculator
Test Link 2

I've done some light research.

I've started looking at homes (online and/or in person).

I'm a homebuying expert-this isn't my first rodeo.

I've prequalified with other lenders.

I'm ready to prequalify with FakeName Bank.

I'm ready to start a mortgage application with FakeName Bank.

2 OF 9

How would you rate your understanding of the homebuying process?

A: I'm confident in my homebuying knowledge.

B: I need a liitle guidance when it comes to purchasing a home.

C: I know just the homebuying basics.

D: I need a crash course in homebuying.

How would you rate your understanding of the homebuying process?

A: I'm confident in my homebuying knowledge.

B: I need a liitle guidance when it comes to purchasing a home.

C: I know just the homebuying basics.

D: I need a crash course in homebuying.

3 OF 9

Do you know and understand your credit score?

I both know and understand my credit score.

I don't understand what a credit score is, but I know my personal credit score.

I don't know or understand my credit score.

I know what credit score is, but don't know what mine is.

Do you know and understand your credit score?

I both know and understand my credit score.

I don't understand what a credit score is, but I know my personal credit score.

I don't know or understand my credit score.

Get your credit score
Credit score for mortgage

I know what credit score is, but don't know what mine is.

4 OF 9

Do you know and understand your debt-to-income(DTI) ratio?

I both know and understand my DTI.

I don't understand what DTI is, but I know my personal DTI ratio.

I don't know or understand what my DTI is.

I know what DTI is, but don't know what my DTI ratio is.

PHASE 2: Set your housing budget and figure out your costs

Do you know and understand your debt-to-income(DTI) ratio?

I both know and understand my DTI.

I don't understand what DTI is, but I know my personal DTI ratio.

I don't know or understand what my DTI is.

I know what DTI is, but don't know what my DTI ratio is.

Know your DTI

5 OF 9

Do you have a homebuying budget?

I've set a homebuying budget.

I am in the process of creating a homebuying budget: from scratch, or updating an existing budget.

I haven't created a homebuying budget yet, but I know the steps I need to take in order to.

I haven't created a budget for purchasing a home, and I need some guidance.

I have no practical financial concerns or limits.

Do you have a homebuying budget?

I've set a homebuying budget.

I am in the process of creating a homebuying budget: from scratch, or updating an existing budget.

I haven't created a homebuying budget yet, but I know the steps I need to take in order to.

I haven't created a budget for purchasing a home, and I need some guidance.

I have no practical financial concerns or limits.

6 OF 9

Do you know what you plan to contribute toward a down payment?

I am planning on a hard percentage of the purchase price,but am not sure what the exact dollar amount will be (i.e. 'I plan to put down 5-7%.')

I am planning on a hard dollar amount, but am not sure what that will translate to percentage-wise, based on the purchase price (i.e. 'I plan to put down $10,000.')

I am in the process of making that decision, and plan to aim for a hard dollar amount (i.e. 'I am aiming to put down $7,500%.')

I am in the process of making that decision, and have not decided whether to base my target on dollar amount of percentage of sale price.

I am in the process of making that decision, and plan to aim for a percentage of the purchase price (i.e . 'I am aiming to put down 8-10%.')

I do not know yet, but know what I need to do in order to make that decision.

I do not know yet, and would like some guidance with this decision.

Do you know what you plan to contribute toward a down payment?

I am planning on a hard percentage of the purchase price,but am not sure what the exact dollar amount will be (i.e. 'I plan to put down 5-7%.')

Article: Down Payment Assistance Programs

I am planning on a hard dollar amount, but am not sure what that will translate to percentage-wise, based on the purchase price (i.e. 'I plan to put down $10,000.')

I am in the process of making that decision, and plan to aim for a hard dollar amount (i.e. 'I am aiming to put down $7,500%.')

I am in the process of making that decision, and have not decided whether to base my target on dollar amount of percentage of sale price.

I am in the process of making that decision, and plan to aim for a percentage of the purchase price (i.e . 'I am aiming to put down 8-10%.')

I do not know yet, but know what I need to do in order to make that decision.

I do not know yet, and would like some guidance with this decision.

7 OF 9

Do you know what you're looking for in a home?

I can picture exactly what my dream home looks like.

I have some ideas of what I do and don't want in a home.

I am pretty easy-going; there isn't much that would 'turn me off' from a home, as long as it meets my basic needs (number of beds/baths, general location).

I don't know exactly what I'm looking for in my future home, and will need to speed some time thinking about that.

Do you know what you're looking for in a home?

I can picture exactly what my dream home looks like.

I have some ideas of what I do and don't want in a home.

I am pretty easy-going; there isn't much that would 'turn me off' from a home, as long as it meets my basic needs (number of beds/baths, general location).

I don't know exactly what I'm looking for in my future home, and will need to speed some time thinking about that.

8 to 9

Have you started looking at homes?

Feel free to select more than one option.

I've looked online through sites like Zillow.

I've looked casually at home(s) in-person, at open-houses.

I've scheduled showing(s) with a realtor.

I scour MLS (Multiple Listing Service, a database where real estate agents and brokers share information about properties for sale) daily.

I look at every home that comes on the market-be it through Zillow, MLS, open houses, my realtor, etc.

I haven't started looking at homes at all, in-person or online.

Have you started looking at homes?

I've looked online through sites like Zillow.

I've looked casually at home(s) in-person, at open-houses.

I've scheduled showing(s) with a realtor.

I scour MLS (Multiple Listing Service, a database where real estate agents and brokers share information about properties for sale) daily.

I look at every home that comes on the market-be it through Zillow, MLS, open houses, my realtor, etc.

I haven't started looking at homes at all, in-person or online.

9 OF 9

Have you made any offers?

No, I'm definitely not ready for that!

Yes, I’ve made an offer/offers, but they have not been accepted.

Yes, and I am looking to use this tool as a means to bolster my offer and communicate intent to the seller.

Have you made any offers?

No, I'm definitely not ready for that!

Yes, I’ve made an offer/offers, but they have not been accepted.

Article: Making an offer on a house

Yes, and I am looking to use this tool as a means to bolster my offer and communicate intent to the seller.

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Let’s go through a quick set of questions.

This will help us guide you to the right place to start.

Your Results

Based on the information you provided, we recommend you follow the following plan.

Before you go, be sure you know: