How prepared are you to buy a home?

Answer these questions to determine your best next steps and get helpful resources and support along the way.

 

QUESTION 1 OF 10

Are you aware of the different steps that go into the homebuying process?

QUESTION 2 OF 10

Have you checked your credit score in last three months?

QUESTION 3 OF 10

What do you know about your debt-to-income (DTI) ratio?

QUESTION 4 OF 10

Do you have a clear idea of your budget for buying a home?

QUESTION 5 OF 10

Do you have savings set aside for a down payment?

QUESTION 6 OF 10

What do you know about closing costs?

QUESTION 7 OF 10

Are you aware of the costs of homeownership, outside of the mortgage?

QUESTION 8 to 10

How familiar are you with mortgage types (e.g., fixed-rate vs. adjustable-rate)?

QUESTION 9 OF 10

Have you heard about special loan and assistance programs (like VA or FHA loans, or down-payment assistance)?

QUESTION 10 OF 10

Do you know what mortgage points are?

Your homebuying journey

Based on your answers to the questions, we've created a checklist of the items you've already accomplished on your homebuying journey, and some of the steps you can look forward to.

  1. Homebuying timeline
  1. Visit Annualcreditreport.com
  1. Brush up on your credit knowledge
  1. See how your score compares
  1. Know your debt-to-income ratio
  1. Visit the Affordability calculator
  2. How much house can I afford?
  1. Visit the Mortgage payment calculator
  1. Get tips on how to save for a house
  1. Prepare for closing costs?
  1. Learn about escrow accounts
  1. Compare mortgage options
  1. Today's mortgage rates
  1. learn about affordable home loans
  1. Learn about mortgage points
  1. Start your online prequalification
  1. How to apply with U.S. Bank
  1. Start your application