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What is the Platinum Business Checking Package?

Best for mature businesses with higher balances1

Platinum Business Checking Package Features

  • 500 free transactions per statement cycle2
  • $20,000 free cash deposits or 200 free cash transaction, whichever comes first, per statement cycle3
  • 50% discount on first check order with Deluxe™ up to $1004
  • Free Mobile Check Deposit
  • Free front and back check images on your monthly checking account statement

All business checking accounts include:

Additional business checking account options:

  • Card payment processing: Accept payments in person, online and on the go5.
  • Enhanced cash management services: Manage your business cash flows5.
  • Overdraft protection: Help protect your business from late payments, unexpected expenses and overdraft charges with the Business Reserve line. Contact a banker for more details5.

Open a Platinum Business Checking account online

Have these documents ready:

1

Your business’s Employer Identification Number (EIN) or tax ID number (Sole proprietors can use the owner’s Social Security number)

2

Articles of Incorporation, Articles of Organization, or a charter or a similar legal document that indicates when your company was formed (not required for sole proprietors)

3

Government-issued photo ID and Social Security number for you and anyone else authorized to sign checks or make transactions on behalf of your organization

Apply now
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Unsure if a Platinum Business Checking Package is right for your business?

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Getting Started

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Request a call
Call 800-673-3555
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Disclosures

Other conditions and restrictions may apply. Terms may change without notice.

Deposit products are offered by U.S. Bank National Association. Member FDIC.

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  1. For additional information call 855-955-2760 or visit your local branch for a copy of Business Pricing Information disclosure or refer to Your Deposit Account Agreement (YDAA).

  2. Transactions are $0.40 each once free transactions are surpassed. A Transaction includes deposits and other credits, checks paid and other debits. ACH and deposited items, and signature and PIN-based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

  3. $20,000 of free cash deposits or 200 free cash transactions, whichever comes first, per statement cycle. Cash deposit units are calculated by dividing each cash deposit amount by 100 and rounding the resulting value to a whole number. To determine rounding, less than $.50/$50 is rounded down and more than or equal to $.50/$50 is rounded up. Any deposit less than $150 equals one unit. Cash unit allowance applicable to all cash deposits in branch and through U.S. Bank partner ATMs, cash unit allowance not applicable to Cash Vault product. After free units per statement cycle the fee is $0.33 per unit.

  4. Discount applies to business products offered by Deluxe Corporation. The offer can be used at a branch or by calling Deluxe within the first 90 days of your account opening. Additional sales tax and shipping fees may apply.

  5. Subject to credit approval. Other fees may apply. Please see a banker for details. Lines of credit, including business credit cards, are offered by U.S. Bank National Association.