Start fresh: New Year’s resolution thinking any day of the year

February 12, 2021

If you already gave up on your New Year’s resolution, take heart. How to set goals that stick, any day of the year.

 

About half of Americans make New Year’s resolutions, and many of those goals are abandoned by February. U.S. Bank Goals Coach Eddie Rivera shares some advice for business owners, families and individuals on setting goals that stick – any day of the year.

 

Don’t dwell on the past – learn from it

“What’s done is done. What’s gone is gone. One of the best life lessons I’ve learned is how to let go and move on,” Eddie says.

That doesn’t mean ignoring the past altogether. In fact, you should look to your experiences, including failures, as a source of wisdom. If you tried a business strategy that didn’t produce the results you wanted, bring the team together to discuss what you could learn and do differently next time. If you abandoned your New Year’s resolution before Groundhog Day, approach the failure with curiosity instead of self-criticism.

“Those lessons and learnings from the past are greater when you get to use them in the future,” Eddie says. “They make you stronger.”

 

Start now – no matter the date

If you’re already thinking about what your resolution will be next year, don’t wait for January. Eddie considers New Year’s resolutions a form of procrastination.

“Why would you wait 12 months to make resolutions about goals for your life, health, career, finances or future?”

Instead, he encourages people to begin with the first step: setting meaningful goals.

 

Greatness begins with looking ahead

Eddie suggests setting thoughtful, ambitious goals that come from a place of personal meaning and inspiration. If you are emotionally connected to your goal, you will be more motivated to keep working toward it.

“Don’t let the past take from you what the future has for you. Greatness comes from looking ahead.”

U.S. Bank goals coaches use a process called goals discovery to help clients identify and prioritize their most significant life goals.

 

Look at your habits and behavior

Habits are patterns of behavior, repeated over time. If your habits don’t align with your goal, then you won’t move forward.

“Pause for a moment and think about this: If you continue doing what you are doing, you’re going to continue getting what you are getting,” Eddie says. “And if what you are getting is not what you want, then you owe it to yourself to make a change. It’s time to make different choices.”

 

Invest in yourself

Eddie suggests clients prioritize their personal growth by improving their skills and seeking additional resources to help achieve their goals. For a business owner planning a strategic pivot, this might mean taking courses to learn new skills or enlisting the help of a coach or mentor.

“Investing in yourself means believing that you’re capable of more than what you’re currently doing, personally, professionally, physically, financially, spiritually, in every aspect of your life,” Eddie says. “It also requires, at times, foregoing all other activities to invest in yourself and your business. Spend your time doing things in order to learn, grow and create value. This is the time to invest in you, so that you can achieve the best of you.”

 

Find words of strength

Language matters, and Eddie recommends his customers use positive statements to describe their goals and next steps. Here’s one to start with:

“My best days are ahead of me. Great things, people, opportunities, health, peace and prosperity are available to me.”

 

Remain resilient

Setbacks are inevitable, and long-term goals require resilience.

“Never let temporary – or even permanent – adversities make you abandon your longstanding goals. Choose yourself, today. Choose to live your today not as a bystander – not as a prisoner to the past and beliefs that keep you stuck – but to instead live as a designer of your future, engaged in the new possibilities in front of you,” Eddie says.

 

Take a leap of faith

For many people, the hardest part of achieving a goal is finding the momentum to get started. Eddie encourages anyone reading this article to consider this their personal call to action:

“This is the time to be bold and leap forward in the direction of your dreams. Fear and self-doubt have no place in your life. Trust that you will recognize the perfect people and determine the best opportunities that will help you turn your goals and dreams into reality. Nothing can stop you as you pursue them with enthusiasm and confidence. Let this be the time, the moment, the day you leap into the life you’re meant to live.”

 

For more advice from U.S. Bank Goals Coach Eddie Rivera, read about ways to stay positive when searching for a job.

Learn more about goals coaching or schedule a free goals discovery session.

 

 

Goals Coaches do not:

  • Recommend or offer any products or services of U.S. Bank or its affiliates.
  • Conduct financial planning or provide investment advice.
  • Make recommendations or give advice on matters involving health, including physical, mental, emotional or medical.

U.S. Bank assumes no responsibility for and makes no claims concerning the merit or sufficiency of your goals and does not assume any responsibility or liability for any losses or other outcomes resulting from decisions made by you, actions taken or not taken by you, in connection with U.S. Bank and U.S. Bank Goals Coaching services.

Related content

Commercial real estate in 2020: Keeping up with the pace of change

The startup scene in Reno: The story of Breadware

The startup scene in Reno: Emerging tech leads the way

Buying or leasing? Questions to ask before signing a contract

Common pitfalls to avoid in the equipment financing process

Finance or operating lease? Deciphering the legalese of equipment finance

The secret to successful service provider integration

Insource or outsource? 10 considerations

Webinar: ESG for Corporations: Building an all-weather, long-lasting strategy

Unexpected cost savings may be hiding in your payment strategy

Safeguarding the payment experience through contactless

COVID-19 safety recommendations: Are you ready to reopen?

ABCs of ARP: Answers to American Rescue Plan questions for counties

How to sell your business without emotions getting in the way

10 tips on how to run a successful family business

5 steps to take before transitioning your business

How entrepreneurs can plan for what matters most

Make your business legit

Talent acquisition 101: Building a small business dream team

How to establish your business credit score

How to test new business ideas

How I did it: Turned my side hustle into a full-time job

Costs to consider when starting a business

How to get started creating your business plan

How to redefine challenges with business collaboration

The costs of hiring a new employee

How to expand your business: Does a new location make sense?

How to build a content team

How to manage money tips

5 financial goals for the new year

How to track expenses

Key components of a financial plan

Do I need a financial advisor?

LGBTQ+ financial planning tips

Multigenerational household financial planning strategies

How to manage your money: 6 steps to take

Good money habits: 6 common money mistakes to avoid

Good debt vs. bad debt: Know the difference

Year-end financial checklist

How to manage your finances when you're self-employed

Estate planning documents: Living trusts vs. will vs. living will

How to talk about money with your family

How to protect your digital assets in your estate plan

Financial steps to take after the death of a spouse

Reviewing your beneficiaries: A 5-step guide

6 tips for trust fund distribution to beneficiaries

4 reasons estate planning is important

How to retire happy

Retirement planning in the gig economy

5 unexpected retirement expenses

Retirement planning strategies for dual-income families

How to build wealth at any age

Retirement income planning: 4 steps to take

4 tips to help you save for retirement in your 20s

Key milestone ages as you near and start retirement

Preparing for retirement: 8 steps to take

LGBTQ+ retirement planning: What you need to know

3 types of insurance you shouldn’t ignore

Is a Health Savings Account missing from your retirement plan?

8 steps to choosing a health insurance plan

What is Medicare? Understanding your coverage options

7 things to know about long-term care insurance

The connection between your health and financial well-being

How I did it: Switched career paths by taking an unexpected pivot

Achieving their dreams through a pre-apprenticeship construction program

Working after retirement: Factors to consider

4 steps to finding a charity to support

7 year-end tax planning tips

Should I itemize my taxes?

Do your investments match your financial goals?

Investment strategies by age

Can fantasy football make you a better investor?

A beginner's guide to investing

Tips for navigating a medical hardship when you’re unable to work

Webinar: Uncover the cost: Starting a family

How to plan and save for adoption and in vitro fertility treatment costs

11 essential things to do before baby comes

Preparing for adoption and IVF

What documents do you need after a loved one dies?

Closing on a house checklist for buyers

Resources for managing financial matters after an unexpected death

What you need to know as the executor of an estate

Checklist: 10 questions to ask your home inspector

Student checklist: Preparing for college

Checklist: financial recovery after a natural disaster

Webinar: Uncover the cost: College diploma

The A to Z’s of college loan terms

Co-signing 101: Applying for a loan with co-borrower

Practical money skills and financial tips for college students

How to build credit as a student

5 things to know before accepting a first job offer

Webinar: Bank Notes: College cost comparison

How I did it: Paid off student loans

Annual insurance review checklist

From LLC to S-corp: Choosing a small business entity

Tips for handling rising costs from an Operation HOPE Financial Wellbeing coach

Friction: How it can help achieve money goals

5 tips for creating (and sticking to) a holiday budget

5 things to consider when deciding to take an unplanned trip

Stay committed to your goals by creating positive habits

6 pandemic money habits to keep for the long term

Webinar: Smart habits and behaviors to achieve financial wellness

Working with an accountability partner can help you reach your goals

Growing your savings by going on a ‘money hunt’

How I did it: Learned to budget as a single mom

Your 4-step guide to financial planning

A who’s who at your local bank

Does your savings plan match your lifestyle?

Webinar: Uncover the cost: Wedding

Adulting 101: How to make a budget plan

Tips to overcome three common savings hurdles

What military service taught me about money management

Are savings bonds still a thing?

Webinar: Uncover the cost: International trip

Allowance basics for parents and kids

Helpful tips for safe and smart charitable giving

Webinar: Mindset Matters: How to practice mindful spending

3 awkward situations Zelle can help avoid

Personal loans first-timer's guide: 7 questions to ask

How having savings gives you peace of mind

How to save money while helping the environment

How can I help my student manage money?

You can take these 18 budgeting tips straight to the bank

Multiple accounts can make it easier to follow a monthly budget

Personal finance for teens can empower your child

Which is better: Combining bank accounts before marriage — or after?

It's possible: 7 tips for breaking the spending cycle

U.S. Bank asks: Transitioning out of college life? What’s next?

Is it time to get a shared bank account with your partner?

Do you and your fiancé have compatible financial goals?

U.S. Bank asks: Do you know your finances?

How to save for a wedding

7 steps: How couples and single parents can prepare for child care costs

Don’t underestimate the importance of balancing your checking account

9 simple ways to save

Tips for working in the gig economy

Here’s how to create a budget for yourself

Dear Money Mentor: How do I set and track financial goals?

Money Moments: 3 smart financial strategies when caring for aging parents

Lost job finance tips: What to do when you lose your job

5 reasons why couples may have separate bank accounts

Money management guide to financial independence

30-day adulting challenge: Financial wellness tasks to complete in a month

Money Moments: How to manage your finances after a divorce

Money Moments: 8 dos and don’ts for saving money in your 30s

7 financial questions to consider when changing jobs

Travel for less: Smart (not cheap) ways to spend less on your next trip

What’s in your emergency fund?

Certificates of deposit: How they work to grow your money

What you need to know about renting

It’s time for a fresh start: A new way of thinking

Building a financial legacy for your family and community

Understanding guardianship and power of attorney in banking

How to stop living paycheck to paycheck post-pay increase

What financial advice would you give your younger self?

Financial gifts can be a valuable – and fun – choice for the holidays

Bank from home with these digital features

Parent checklist: Preparing for college

Your financial aid guide: What are your options?

How to open and invest in a 529 plan

Is a home equity loan for college the right choice for your student

Be careful when taking out student loans

Using 529 plans for K-12 tuition

How grandparents can contribute to college funds instead of buying gifts

How to apply for federal student aid through the FAFSA

How to use debt to build wealth

How to talk to your lender about debt

7 steps to keep your personal and business finances separate

How to use your unexpected windfall to reach financial goals

Crypto + Homebuying: Impacts on the real estate market

For today's homebuyers, time and money are everything

Should you buy a house that’s still under construction?

House Hacks: How buying an investment property worked as my first home

Military homeownership: Your guide to resources, financing and more

Home buying myths: Realities of owning a home

How I did it: Bought a home without a 20 percent down payment

4 ways to free up your budget (and your life) with a smaller home

Webinar: Uncover the cost: Building a home

Your guide to breaking the rental cycle

How I did it: My house remodel

Money Moments: Tips for selling your home

Beyond the mortgage: Other costs for homeowners

10 questions to ask when hiring a contractor

5 things to avoid that can devalue your home

10 ways to increase your home’s curb appeal

Webinar: Uncover the cost: Home renovation

Credit: Do you understand it?

What you should know about buying a car

Car shopping: Buying versus leasing your next vehicle

How to winterize your vehicle

Questions to ask before buying a car

Take the stress out of buying your teen a car

Start of disclosure content

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.